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About the Role
The Data Scientist III provides technical leadership across the Analytics function, offering deep technical expertise to explain complex data analysis. This role supports the development and delivery of FCRM analytics and reporting, including Transaction Monitoring metrics, executive and governance reporting, and ad hoc analytical requests, working with large datasets to translate business requirements into actionable insights.
Responsibilities
- Develop and maintain reporting logic using SQL, Databricks, and Python.
- Take ownership of deliverables from requirements through development, validation, documentation, and final delivery.
- Work with large and complex datasets to translate business requirements into accurate, actionable reporting and insights for senior management, regulators, and FCRM stakeholders.
- Works closely with business owners to identify opportunities and serves as an ambassador for data science.
- Uses a wide range of programming languages (e.g. Python) and techniques for extracting and preparing data, applying statistics and various advanced analytics, along with business acumen to extract insights from the big data.
- Visualizes insights from the data to tell and illustrate stories that clearly convey the meaning of results to decision-makers and stakeholders at every level of technical understanding.
- Collaborates with other partners, such as data and business analysts, software engineers, data engineers, and application developers to develop scalable and sustainable data science solutions that retains long term benefit to the business.
- Provides analytical thought leadership and stays current on developments in data mining and the application of data science.
- Solicits and offers ideas for improving business processes through insights with the objective of improving effectiveness and efficiency.
- Educates the organization on approaches, such as testing hypotheses and statistical validation of results.
- Helps the organization understand the principles and the math behind the scientist process to drive organizational alignment.
- Translates up to date information into continuous improvement activities that enhances performance.
- Adheres to enterprise frameworks or methodologies that relate to activities for business area.
- Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.
- Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations.
- Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist.
- Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues.
- Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements.
- Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
- Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
- Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
- Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit.
- Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
- Participates in personal performance management and development activities, including cross training within own team.
- Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
- Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
- Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
- Contributes to a fair, positive and equitable environment that supports a diverse workforce.
- Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.
Requirements
- Applicants must be either a U.S. citizen or a U.S. Lawful Permanent Resident (Green Card Holder) must not require current or future TD sponsorship.
- This role is not eligible for TD work visa support or sponsorship, including H-1B, F-1 OPT/STEM OPT, TN, or other work visa authorizations.
- 5+ year of relevant experience; higher degree education and research tenure can be counted.
- Experience in Financial Crimes, AML, Transaction Monitoring, Compliance Risk Analytics, or regulatory reporting.
- Experience developing executive, governance, regulatory, and analytical reporting from complex datasets.
- Demonstrated ownership of deliverables from requirements through development, validation, documentation, and final delivery.
- Strong quality control and analytical skills, including data reconciliation, issue identification, and independent validation of results.
- Strong documentation skills, including business requirements, query logic, testing/validation evidence, procedures, and change documentation.
- Ability to translate ambiguous business questions and ad hoc requests into clear analytical solutions.
- Ability to communicate complex findings clearly to senior management and non-technical stakeholders.
- Strong organizational skills with the ability to manage recurring reporting and competing ad hoc priorities.
- Is familiar with the business context and data infrastructure and can translate business problems to viable data science solutions.
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Squatting – Occasional
- Bending – Occasional
- Reaching forward – Occasional
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
Skills
- SQL
- Databricks
- Python
- AML
- Transaction Monitoring
- Compliance Risk Analytics
- Regulatory reporting
- Data reconciliation
- Issue identification
- Independent validation of results
- Business requirements documentation
- Query logic documentation
- Testing/validation evidence documentation
- Procedures documentation
- Change documentation
Location
- Mount Laurel, New Jersey, United States of America
Work Type
- Full-time
Experience Level
- 5+ years of relevant experience
Education Level
- Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)
- Graduate's degree preferred
Salary/Compensations
- $96,130 - $155,950 USD
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
- Training programs
- Online learning platform
- Mentoring programs
About the Company
- TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores.
- Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world.
- More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.
- TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing.
- Together, we are reimagining what banking can be for our clients, colleagues and communities.
Equal Opportunity
- TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
- If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.