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About the Role
Sits within a newly acquired startup building an AI-enabled, autonomous banking platform for Tier-1 financial institutions. The Product Manager is the single-threaded product owner for the Enterprise Ledger — the real-time, double-entry system of record for the whole bank. Requires deep core-accounting and ledger expertise, an engineering foundation, and end-to-end ownership of what we build and why.
Responsibilities
- Define the Ledger strategy and adoption sequencing, balancing primitives to invest in and what lives in the thin engine versus declarative policy.
- Own non-discretionary change, including emerging asset types, multi-asset scoping, card-authorisation hold rules, and audit and retention expectations.
- Keep the roadmap on track and define success metrics for posting latency and throughput, balance invariants, coexistence parity, reconciliation breaks, and safe rollout/rollback.
- Serve as the internal product authority on double-entry accounting, accounts and balances, holds and pending states, settlement, multicurrency and multi-asset ledgers, and GL integration.
- Join client working sessions to define product requirements, whiteboard posting and settlement lifecycles, expose missing controls and edge cases, and identify minimum viable reusable capabilities.
- Convert recurring client and field signal into reusable balance types, policies, and primitives, and countersign any client commitment that binds the roadmap.
- Challenge clients and internal experts constructively with evidence and document decisions.
- Define ledger APIs, events, account and balance models, transfer and instruction semantics, error semantics, and acceptance criteria.
- Define semantics for idempotent instructions, two-phase movement, hold timeouts, monotonic posted totals, replayable history, product-version sealing, safety gates, and rollback.
- Own product contracts with Orchestration, Customer, Reg & Compliance, Reconciliation, Data, Command Centre, Product & Pricing, and incumbent cores.
- Own what, why, priority, and acceptance criteria for the product, while engineering owns architecture, implementation, and estimates.
Requirements
- Deep, hands-on expertise in a core-banking ledger, deposit or lending system of record, card-issuing ledger, or high-volume financial ledger, with personal ownership of money posting, holding, settlement, and reconciliation.
- Working command of double-entry invariants, pending versus posted balances, authorisation holds and expiries, settlement and finality, value dating, reversals and corrections, period close, and GL mapping.
- Practical exposure to product configuration on a ledger (interest, fees, limits, overdraft, sweeps).
- 4+ years owning a technical product or platform end to end, including at least one taken personally through launch, adoption, and iteration.
- Engineering background or equivalent hands-on record: typically 3+ years building, shipping, and operating production software.
- Fluent in APIs, event-driven and distributed systems, data and state modelling, reliability, security, and observability.
- Strong ownership mindset — owns outcomes, not tasks.
- High agency; writes the playbook when none exists.
- Technically credible and commercially grounded — earns trust with senior engineers, bank finance, treasury and operations leaders, core-banking experts, risk and audit teams, and executives.
- Clear writer: turns complex rules into decisions that are hard to misinterpret.
- AI-native — uses analytics, telemetry, and AI-assisted workflows as the default operating mode for discovery, prototyping, documentation, and decisions.
Skills
- AI-enabled platform development
- Autonomous banking platform
- Core accounting
- Ledger expertise
- Double-entry accounting
- API definition
- Event-driven systems
- Distributed systems
- Data modeling
- State modeling
- Reliability engineering
- Security best practices
- Observability
- Analytics
- Telemetry
Work Type
- Full time
Experience Level
- Experienced (relevant combo of work and education)
About the Company
- FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients.
- Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies.
- FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
Equal Opportunity
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