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About the Role

As the Product Manager, you will drive the critical path of the Recoveries Modernization program and architect the future state of our data platforms. You will bridge complex data engineering with business strategy, guiding downstream clients through migration, sunsetting legacy systems, and shaping the post-modernization product roadmap.

Responsibilities

• Lead Modern Core Migrations: Drive the onboarding of downstream client applications to destination-state streaming data assets (via GraphQL, DPI, and event-driven architecture), managing testing, root-cause analysis (RCA), and production cutovers for both read and write traffic.
• Decommission Legacy Infrastructure: Formulate and execute the strategy to safely decommission legacy customer, account, and transaction domains as systems transition to the Modern Core.
• Define Destination-State Capabilities: Establish target-state API contracts, design the future Recoveries Data Product, and partner with core platforms to deliver data capabilities that optimize business and customer outcomes.
• Drive Discovery & Strategy: Refine post-MVP backlog intent, conduct discovery, and build compelling business cases for the next wave of foundational capabilities.
• Embed Robust Controls: Collaborate with Tech, Operations, Business Analysis, and Risk partners to design and implement automated, preventative data controls across the ecosystem.

Requirements

• Experience leading technical, data-intensive product initiatives (e.g., system migrations, API definitions, event-driven platforms).
• Strong domain fluency—or the ability to quickly master—account lifecycle, charge-off flows, and customer data management.
• Proven track record of cross-functional client management, migration execution, and backlog prioritization.
• Demonstrate proficiency in Human Centered, Business Focused, Technology Driven, Integrated Problem Solving, and Transformational Leadership.

Skills

• GraphQL
• DPI
• Event-driven architecture
• API definitions

Location

• McLean, VA
• New York, NY
• Richmond, VA

Work Type

• Hybrid

Experience Level

• Manager

Education Level

• Bachelor's Degree in a quantitative field, Business or Marketing
• Master's Degree in a quantitative field, Business or Marketing
• Bachelor's degree in any field and at least 3 years of Product Management experience

Salary/Compensations

• McLean, VA: $164,800 - $188,100
• New York, NY: $179,700 - $205,100
• Richmond, VA: $149,800 - $171,000

Benefits

• Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
• Eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).

About the Company

• Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology.
• We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.
• US Card Recoveries manages financial and customer outcomes for charged-off accounts, helping recover outstanding debt while guiding customers back toward sustainable credit health.
• Recoveries is leading the charge as the first Line of Business at Capital One to migrate to the "Modern Core"—our next-generation data infrastructure.
• By moving away from legacy systems of record to a modernized, event-driven data ecosystem, this team unlocks enterprise platform capabilities that accelerate new product launches, lift recovery rates, and redefine customer recovery journeys.

Equal Opportunity

• Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws.
• Capital One promotes a drug-free workplace.
• Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.