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About the Role

The Trade Product Manager (PM) will join the Transaction Services (TS) Product Management team, focusing on Working Capital Solutions (WCS) and Documentary Trade. This role involves deploying globally approved products in ING Americas, overseeing local product governance, and representing the US in a global transformation program for WCS. The core objectives of this program are to enhance customer service, create scalable operations and technology, drive business growth, improve data and digitalization, and elevate employee experience and workflow tooling. The Trade PM will collaborate with the Trade & Working Capital Solutions team to support franchise growth, contribute to new product approvals, and stay informed about regulatory changes. The position reports to the local TS Product Head.

Responsibilities

Make trade products available in the local market, contributing to governance processes, including new product approval (PARP) processes.
Contribute to product strategy, design, commercial execution, and management across the entire product life cycle.
Contribute to day-to-day product performance and profit and loss (P&L) management.
Create and track business cases for the local market.
Contribute to the product roadmap for the local market.
Contribute to the product proposition for the local market.
Monitor and update policies and other governance documents relating to your trade products.
Contribute to TS’ sustainable performance and identify opportunities to better serve customers through daily collaboration with Trade Sales.
Contribute to ongoing non-financial risk (NFR) management, including product reviews, event and issue management, and audits.
Work with Risk, Compliance, and Legal stakeholders to ensure products and services comply with applicable regulations and policies.

Requirements

Experience in commercial product management and/or hands-on implementation of change-, transformation-, and digitalization-programs, rather than oversight alone.
Drive and ability to take ownership and contribute to product strategy implementation.
Strong analytical skills and the ability to make decisions based on data and facts.
Resilience and the ability to navigate ambiguity and simplify complexity.
Commercially minded with a can-do attitude.
An open and transparent communicator.
Confidence in communicating and collaborating with cross-border stakeholders across different business cultures.
An energetic, motivating approach and the ability to work both as part of a team and independently.
A colleague who displays all aspects of ING’s Orange behavior.
Proven track record and technical skills.
A minimum of 7 years of work experience in banking, finance, or trade finance, including working capital solutions.
Knowledge of trade finance products, preferably working capital solutions.
An affinity for new technology and experience implementing new technology and processes.
Financial acumen and the ability to analyze business information and derive insights.
Excellent written and verbal English communication skills.

Skills

Working Capital Solutions
Documentary Trade
Receivables Finance
Receivables Securitization
Supply Chain Finance
Guarantees
Standby Letters of Credit (SBLCs)
Letters of Credit (LCs)
Product Governance
Product Strategy
Product Design
Commercial Execution
Product Lifecycle Management
Product Performance Management
P&L Management
Business Case Creation
Product Roadmap Development
Product Proposition Development
Policy Monitoring
Governance Document Updates
Sustainable Performance
Customer Service Improvement
Non-Financial Risk (NFR) Management
Product Reviews
Event and Issue Management
Audits
Regulatory Compliance
Change Management
Transformation Programs
Digitalization Programs
Analytical Skills
Data-Driven Decision Making
Ambiguity Navigation
Complexity Simplification
Commercial Acumen
Communication
Collaboration
Teamwork
Independent Work
Technical Skills
New Technology Implementation
Financial Acumen
Business Information Analysis
Insight Derivation
Written Communication
Verbal Communication

Location

New York City

Work Type

Hybrid

Experience Level

Vice President
Minimum of 7 years of work experience

Education Level

Master's or bachelor's degree

Salary/Compensations

$153,000-$193,000

Benefits

Discretionary bonus program
Comprehensive health benefits
$0 premium medical plan with HSA
Generous 401k savings plan
Competitive PTO
Adoption services
Surrogacy services
Fertility services
Student debt assistance
Subsidies for commuting expenses
Subsidies for fitness expenses

About the Company

In the Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.
ING has built a culture that’s fun, friendly and supportive, encouraging individuality and allowing employees to be themselves.
ING provides employees the freedom to take risks, think differently, take ownership of their work, and make great things happen.
ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility.
ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.

Equal Opportunity

ING is a committed equal opportunity employer.
We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law.
We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities.
Come as you are.