Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

Tailor your resume to this Principal - Account Manager, Product & New Accounts role.

Rezi rewrites your resume against Bread Financial's job description. Free.

Resume score gauge reading 58 out of 100

Don't guess if your resume is good enough.

See how it scores against the Principal - Account Manager, Product & New Accounts posting at Bread Financial — free, in seconds.

About the Role

This role is responsible for developing strategies for product offerings, capabilities, features, and new account acquisition to drive growth of assigned credit card portfolios. The role supports and nurtures brand partner relationships for growth and gains alignment on key product, capability, and new account initiatives to optimize portfolio health. It collaborates with and indirectly leads cross-functional matrix teams to deliver acquisition and product strategies, ensuring the needs of both the client and organization are met.

Responsibilities

Nurture relationships to drive business growth and retention, potentially presenting to c-suite.
Advocate for brand partners while meeting business objectives.
Remove internal roadblocks and initiate escalations.
Set objectives, negotiate outcomes, and collaborate with matrix teams (Credit Management, Field, Portfolio Analytics, Marketing) to achieve goals.
Work cross-functionally across digital, capabilities, tech, operations, and fraud to ensure client strategies align with business goals.
Resolve complex problems impacting multiple teams or the organization, working through ambiguity and high-stress situations.
Ensure efficient resource allocation for issue resolution.
Collaborate with brands to tackle challenges and make decisive choices in ambiguous environments.
Identify strategic portfolio needs and request acquisition plans from MCOE.
Ensure plans align with P&L and long-term objectives.
Present annual plans and gain client approval.
Share strategy briefs and deadlines with clients for ongoing campaigns.
Review results and recommendations with brands.
Assess capabilities and identify those that drive strategic portfolio objectives.
Prioritize new capability activation based on business value.
Build compelling business cases for recommendations to brand partners.
Ensure correct product mix for brands based on business needs and P&L impact.
Lead the coordination and development of complex analytics to predict future performance trends and guide strategic decisions.
Integrate data from multiple sources across departments for a holistic performance view.
Identify opportunities for process optimization and innovation through advanced data analysis.
Drive strategy for the Value Proposition informed by portfolio objectives.
Consult MCOE in the value proposition management process.
Bring along ECM and other matrix partners.
Gain brand alignment to changes and new opportunities.
Manage P&L impacts.
Lead the development of comprehensive forecasts for acquisition and new account numbers.
Integrate cross-functional data into forecasts.
Ensure forecasts align with strategic goals and accurately predict P&L impact.

Requirements

Bachelor’s Degree in Business Administration, Marketing or related field of study or equivalent, relevant work experience
10-13 years experience in Account Management, Sales, Finance, Product Management, Project Management, Marketing, credit card portfolio management
Must be work authorized in the United States on a full-time basis without the need for sponsorship.
Cannot offer employment to F-1 (student) visa holders.

Skills

Expense Management
Long Term Planning
Marketing
Financial Acumen
Account Management
Project Management
Portfolio Management Strategies

Location

Remote
Hybrid

Work Type

Regular
Full-time

Experience Level

10-13 years experience

Education Level

Bachelor’s Degree in Business Administration, Marketing or related field of study
Master’s Degree in Business Administration, Marketing, Finance, or related field of study

Salary/Compensations

$139,800.00 - $223,700.00
California: $160,800.00 - $279,600.00
Colorado: $139,800.00 - $246,100.00
New York: $153,800.00 - $279,600.00
Washington: $153,800.00 - $257,300.00
Maryland: $153,800.00 - $246,100.00
Washington DC: $160,800.00 - $257,300.00
Illinois: $139,800.00 - $246,100.00
New Jersey: $160,800.00 - $257,300.00
Vermont: $139,800.00 - $223,700.00
Ohio: $139,800.00 - $223,700.00
Maine: $139,800.00 - $223,700.00
Connecticut: $153,800.00 - $246,100.00
Virginia: $139,800.00 - $223,700.00

Benefits

Medical, prescription drug, dental, vision, and other voluntary benefits
Basic and optional life insurance
Supplemental medical plans
Short and long-term disability
Six weeks of 100% paid parental leave
401(k) plan
11 paid holidays
Flexible Time Off (FTO) program
80 hours of Paid Sick and Safe Time (“PSST”)
40 hours of Illinois PSST
40 hours of Illinois Paid Leave
Company stock purchase options
Annual incentive bonus

About the Company

Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture.
Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.
Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers.
Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.
Bread Financial proudly marks 30 years of success in 2026.

Equal Opportunity

The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act.
Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws.
The Company will provide accommodations to applicants needing accommodations to complete the application process.
Applicants with disabilities may contact the Company to request and arrange for accommodations.
If you need assistance to accommodate a disability, you may request an accommodation at any time.
Please contact the Recruiting Team at TaOps@breadfinancial.com.