Credit Analyst II/Credit Underwriter I-Commercial Real Estate Credit at Bank of America | CA, US | Rezi

Credit Analyst II/Credit Underwriter I-Commercial Real Estate Credit at Bank of America

Credit Analyst II/Credit Underwriter I-Commercial Real Estate Credit

Bank of America · CA, US

3 days ago

Credit Analyst II/Credit Underwriter I-Commercial Real Estate Credit

Bank of America · CA, US

4 days ago
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About the Role

This role supports credit underwriting and monitoring for moderately complex client relationships, involving credit analysis, risk evaluation, and financial analysis using advanced tools. The job requires assessing financials, projections, industry data, covenant compliance, collateral, and policy requirements to align with the bank’s risk appetite.

Responsibilities

  • Analyze client financial information, identify/mitigate potential risks, ensure compliance with regulatory requirements, and evaluate collateral to determine credit worthiness.
  • Complete monitoring activities through analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met.
  • Listen in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance.
  • Review completed client requests to ensure compliance with policy and procedures.
  • Understand how credit data is used internally and provided to regulatory partners.
  • Assist with periodic portfolio reviews.
  • Participate in loan structure conversations and completion of loan documentation.

Requirements

  • 6+ months commercial real estate credit related experience, inclusive of applicable internships.
  • Financial analysis, underwriting and portfolio management experience.
  • Financial accounting, financial modeling and loan structuring experience.

Skills

  • Analytical Thinking
  • Financial Analysis
  • Financial Forecasting and Modeling
  • Profitability Analysis
  • Research Analysis
  • Attention to Detail
  • Business Acumen
  • Credit and Risk Assessment
  • Underwriting
  • Written Communications
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Prioritization
  • Technical Documentation

Location

  • San Francisco, CA
  • Seattle, WA

Work Type

  • Onsite
  • Full-time

Experience Level

  • Entry Level

Education Level

  • Bachelor's degree in finance, accounting, economics or similar
  • Certificate from accredited real estate educational program
  • Commercial Credit Training

Salary/Compensations

  • $70,000.00 - $125,000.00 annualized salary

Benefits

  • Industry-leading benefits
  • Access to paid time off
  • Resources and support
  • Discretionary incentive eligible

About the Company

  • At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
  • We drive Responsible Growth and deliver for our clients, teammates, communities and shareholders every day.
  • Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.
  • We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
  • We value the unique perspectives individuals bring from all backgrounds and career paths.
  • Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.
  • At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Equal Opportunity

  • We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
  • We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.
  • These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.