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About the Role
As a Claim Rep, Outside Property, you will be responsible for managing, inspecting, evaluating, negotiating, and settling 1st party property claims in a timely and accurate manner. This role involves performing in-person inspections at customers' residences and properties to accurately assess damages. You will work closely with insureds and representatives to ensure claims are resolved efficiently while maintaining a high level of professionalism, empathy, and service.
Responsibilities
- Review, investigate, and document 1st party property claims under limited supervision.
- Handle personal insurance claims with limited supervision and higher authority, and begin to handle business insurance claims with direct supervision.
- Gather information from policyholders, claimants, and third-party vendors.
- Investigate and evaluate all relevant facts and information, determining and applying coverage for property damages per policy terms.
- Establish accurate scope of damages for building and contents losses and utilize as a basis for written estimates and/or computer assisted estimates.
- Provide timely and professional communication to customers, representatives, third-party vendors, and internal stakeholders.
- Negotiate with multiple constituents, i.e., contractors or insured’s representatives.
- Maintain accurate records of claim activity in claim management systems.
- Adapt to new technology implementations, system upgrades, and digital tool rollouts, particularly in the areas of AI while maintaining productivity and service quality.
- Acquire and maintain relevant Insurance License(s) and/or a UAS Remote Pilot Certification within three months of starting the job.
- Assess and inspect all areas of a dwelling or structure, including roofs, attics, crawl spaces, and other confined areas.
- Perform other duties as assigned.
Requirements
- Must reside in or be willing to relocate at own expense to assigned territory.
- Ability to carry, set up, and climb ladders weighing approximately 38-49 pounds.
- May require extensive travel, including overnight stays, to support customers across multiple locations.
Skills
- Claims management
- Estimating software
- Microsoft Office
- Enterprise technology systems and platforms
- Verbal and written communication
- Customer service
- Attention to detail
- Organizational skills
- Conflict resolution
- Stress management
- Basic understanding of insurance principles and terminology
- State insurance regulations
- Claim handling requirements
- Quick learning ability
Location
- Binghamton, NY
Work Type
- Remote
- Mobile work
- Work from primary residence
Experience Level
- Two years of property claim experience
- One year of property or comparable claim related experience or successful completion of required Travelers Claim Representative training program
Education Level
- Bachelor’s Degree
- High School Diploma or GED
Salary/Compensations
- $68,700.00 - $113,400.00
Benefits
- Health Insurance from the first day of employment
- 401(k) matching contributions
- Paying it Forward Savings Program
- Pension Plan
- 20 days Paid Time Off annually
- Nine paid company Holidays
- Wellness Program
- Mental health program
- Volunteer Encouragement
- Matching Gift and Volunteer Rewards program
About the Company
- Taking care of our customers, our communities and each other.
- Travelers has maintained its reputation as one of the best property casualty insurers in the industry for over 170 years.
- A culture that is rooted in innovation and thrives on collaboration.
Equal Opportunity
- Travelers is an equal opportunity employer.
- We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
- In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
- If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
- Travelers reserves the right to fill this position at a level above or below the level included in this posting.