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About the Role
Horizon’s Lending & Credit Internship Program offers a hands-on learning experience designed to introduce students to commercial banking and credit analysis in a dynamic, relationship-driven environment. Interns will work closely with Horizon’s lending and credit teams to gain exposure to loan structuring, portfolio management, and the underwriting process. This is a paid, in-person internship that provides a unique opportunity to learn from senior leaders, collaborate with peers, and contribute to meaningful work that supports Horizon’s mission and community.
Responsibilities
- Gain exposure to key areas of the lending process including financial analysis, loan structuring, and portfolio management.
- Strengthen understanding of our relationship-driven approach to banking.
- Exposure to commercial lending, credit analysis, and underwriting processes.
- Collaboration with seasoned bankers and senior leaders.
- Opportunities for leadership and professional development.
- Social and team-building experiences throughout the summer.
- Engagement in community and volunteer initiatives.
- Other duties and projects as assigned or taken on.
Requirements
- Rising sophomore or junior college student.
- Major in Finance, Economics, or Accounting.
- Completed at least one course in their declared focus area.
- Demonstrated ability to take initiative and contribute to a team’s success.
- Optimistic, internally motivated, community-oriented personality.
- Ability to make decisions, create change, and help grow a company – while growing yourself.
- Submit a resume and contact information.
- Include a personalized cover letter indicating you have read the responsibilities, are up to the challenge, and are ready to spend a summer with us.
- Include a personalized cover letter indicating why you believe you should be considered for the position.
Skills
- Financial analysis
- Loan structuring
- Portfolio management
- Underwriting
- Commercial banking
- Credit analysis
- Relationship-driven approach
- Leadership
- Professional development
- Team collaboration
- Decision making
- Change creation
- Company growth
Location
- Executive Offices in downtown Austin
Work Type
- Paid
- In-person internship
- Full-time
Experience Level
- Internship
Education Level
- College student
Salary/Compensations
- Paid internship
Benefits
- Hands-on learning experience
- Exposure to commercial banking and credit analysis
- Learn from senior leaders
- Collaborate with peers
- Contribute to meaningful work
- Team projects
- Financial analysis
- Client-focused initiatives
- Professional development
- Social and team-building experiences
- Community and volunteer initiatives
About the Company
- Horizon Bank has a charter dating back to 1905, with over a century of experience serving Central Texas.
- We pride ourselves on creating lifelong customer relationships and business partnerships.
- We have a reputation for an unwavering commitment to our teams, our communities, and our customers.
- We are the #1 locally owned bank according to Austin Business Journal Power Rankings.
- We are a Top 40 community bank nationwide by S&P Global Market Intelligence.
Equal Opportunity
- At Horizon Bank, we rely on diversity of culture and thought to deliver on our goals. To ensure this we seek talented, qualified people for all of our career opportunities, regardless of race, color, sex/gender, including pregnancy, gender identity and expression, national origin, religion, sexual orientation, disability, age, marital status, veteran status, or any other protected classification under federal, state and/or local laws. Horizon Bank is proud to be an Equal Employment Opportunity/Affirmative Action Employer.