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About the Role

As Software Engineering Team Lead (SETL) for the Core (Backend Services) team, you’ll own the technical health of the Java services responsible for the end-to-end processing and settlement of payments within RTGS. RTGS settles around £800bn a day. You stay in the code, retaining the ability to engage directly with complex implementation and production issues where required. You decide what good looks like for your team, and you build the conditions for it. You’re the technical counterpart to the Product Owner - together you decide what gets built next, and when to fix what’s broken, simplify what’s overcomplicated, and make the whole thing better. You’ll also be investing in the engineers around you - the people doing this work alongside you are as much your responsibility as the systems they build. Helping them grow, and building a team people want to be part of, is not separate from the job. It is the job, just as much as the code is. This team follows a "build it, you own it" model. What you ship is yours - including how it behaves once it’s live. As you grow into the role, so does it: more influence over the domain’s direction, more say in how the team works, more of a hand in what comes next.

Responsibilities

Own the engineering quality, technical direction and delivery outcomes of the Java services responsible for the end-to-end processing and settlement of payments within RTGS.
Take on complex, high-impact work alongside your team, not just reviewing what others build.
Lead by example in code reviews and implementation decisions, holding end-to-end accountability for the quality, resilience, and operability of the services your team builds and runs.
Own how your services behave in production - monitoring, alerting, reliability, and operational health - ensuring they meet the auditability, traceability, and recoverability expectations of a high-value, regulated environment.
Work closely with the Solution Designer to pressure-test technical approaches and translate designs into clear, buildable components.
Define, adopt, and enforce engineering standards across the team, including testing discipline and coverage, code quality and review practices, deployment safety and release readiness, and incident response and operational learning.
Act as technical counterpart to the Product Owner and co-own the roadmap - making room for technical debt, efficiencies, and continuous improvement alongside features, and forecasting what your team can realistically deliver.
Line-manage your engineers - performance, development, progression, and promotion and build a team environment where people are supported, challenged, and growing.
Take an active role in hiring for your team, including interviewing and assessing candidates.
Track engineering health metrics (e.g. deployment frequency, lead time, change failure rate, recovery time) to guide investment, and work with peer Team Leads across RTGS Technology to share patterns, solve cross-team problems, and raise standards more broadly.
Participate in on-call as a senior escalation point - leading calm, effective incident response and fostering a blameless culture of thorough post-incident learning.

Requirements

Strong Java engineering background, with experience building and operating production systems of meaningful complexity.
Hands-on experience building and operating backend Java services in production, with the ability to contribute directly in code where required.
Experience working within delivery teams and understanding how technical decisions influence pace, quality, and sustainability.
Solid understanding of modern architectures - APIs, distributed systems, data flows, and event-driven patterns - with practical experience applying these in production systems.
Experience supporting live systems, including troubleshooting, debugging, and incident response.
Understanding of distributed systems and event-driven architectures (e.g. Kafka), including failure modes and recovery patterns.
Experience mentoring or supporting other engineers.
A track record of delivering services into production and taking ownership of their behaviour over time.
Proven experience as a Senior Java Engineer or Technical Lead in a complex production environment.
Independent technical authority across design, architecture, and risk discussions.
Strong engineering judgement - balancing trade-offs across quality, pace, resilience, and cost.
Experience contributing to roadmap and planning decisions, bringing an engineering perspective.
Strong potential for people leadership - able to support, mentor, and develop engineers, with interest in building leadership capability over time.
A track record of improving engineering standards within a team - through code review, testing practice, or technical decisions that outlasted your own changes - and a readiness to take ownership of this more broadly as a technical leader.
Experience owning services in production - including on-call, monitoring, and end-to-end reliability.
Calm, credible leadership during incidents, with evidence of contributing to improvements.
Clear and direct communication with both technical and non-technical stakeholders.
Experience or willingness to take part in hiring — interviewing and assessing candidates for your team.
A genuine interest in helping engineers grow — whether or not you’ve held a formal people management role, you understand what good development looks like and want to invest in it.
Experience with messaging and streaming platforms (e.g. Kafka, IBM MQ) in production environments.
Experience with Oracle-backed applications in high-volume systems.
Familiarity with CI/CD, build tooling (e.g. Gradle, Jenkins), and modern engineering practices.
Experience in financial services, payments, or other high-availability / regulated environments.

Skills

Java
Backend Services
RTGS
Payment Processing
Settlement
APIs
Distributed Systems
Data Flows
Event-Driven Patterns
Troubleshooting
Debugging
Incident Response
Kafka
IBM MQ
Oracle
CI/CD
Gradle
Jenkins
Financial Services
Payments
High-Availability
Regulated Environments

Location

Leeds
London

Work Type

Permanent
Full-time
Hybrid

Experience Level

Senior
Team Lead

Salary/Compensations

London: £71,680 - £80,640
Leeds: £64,480 - £72,540

Benefits

Non-contributory, career average pension (1/80th of annual salary per year worked, with option to increase to 1/65th or decrease to 1/105th).
Discretionary performance award.
8% benefits allowance (can be taken as salary or used for flexible benefits).
26 days’ annual leave (with option to buy up to 12 additional days).
Private medical insurance.
Income protection.

About the Company

We are the UK's central bank - and we are a bank like no other; known by our peers for our world-leading thinking on policy and strategy.
Our mission is to promote the good of the people of the UK by maintaining monetary and financial stability. We seek to keep prices stable and people's money safe. We know our work matters to people, to families, up and down the UK. We are driven by curiosity and the desire to do important, challenging work.
It takes a great team to run the Bank of England. We rely on each other to play our part. We benefit from a collaborative culture and long-established flexible ways of working, supporting our colleagues balance their work and personal lives. We strive to be a place where people feel they belong and have equal access to opportunities, because different perspectives helps us make the best decisions for the public.
There's much to gain from working with us - from career defining work at the heart of the UK economy, being part of a fantastic team, and a rewarding compensation package.
Join us and find a bank like no other. Together, we can make a difference.

Equal Opportunity

The Bank values diversity, equity and inclusion.
We believe that we need a workforce that reflects the society we serve to effectively maintain monetary and financial stability.
We want all colleagues to feel valued and respected, and are working hard to build an inclusive culture which supports people from all backgrounds and communities to be at their best at work.
We celebrate all forms of diversity, including (but not limited to) age, disability, ethnicity, gender, gender identity, race, religion, sexual orientation and socioeconomic status.
We believe that it’s by drawing on different perspectives and experiences that we’ll continue to make the best decisions for the public.
We welcome applications from individuals who work flexibly, including job shares and part time working patterns.
We've partnered with external organisations to support us in making adjustments for candidates and employees in the recruitment process where they're needed.
From 1st October 2026, we expect all our colleagues to spend a minimum of 50% of their working time in the office per month.
We're proud to be a member of the Disability Confident Scheme.
The Bank of England welcomes applications from all candidates, but as a UK Visas and Immigration (UKVI) approved sponsor, we have a responsibility to comply with the Immigration Rules and guidance. As such, our ability to employ individuals who require sponsorship for immigration purposes is limited. The Bank cannot guarantee that you and / or the role you are applying for will be eligible for sponsorship and that any application made to UKVI will be successful. Eligibility will therefore be considered on a case by case basis.