Head of Capital and Liquidity Planning at Teya | GB | Rezi

Head of Capital and Liquidity Planning at Teya

Head of Capital and Liquidity Planning

Teya · GB

1 weeks ago

Head of Capital and Liquidity Planning

Teya · GB

12 days ago
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About the Role

We are looking for a Head of Capital and Liquidity Planning to lead Teya’s first-line prudential framework and ensure that our growth is supported by robust capital, liquidity and risk management. You will own the practical delivery of Teya’s prudential agenda across capital adequacy, liquidity adequacy, stress testing, ICAAP, ILAAP, and contingency planning. This is a hands-on role for someone who is comfortable moving between strategic judgement and detailed analysis, helping the business understand its prudential position and make well-informed decisions.

Responsibilities

  • Own and continuously improve Teya’s first-line prudential framework, including capital, liquidity, risk appetite, stress testing and contingency planning.
  • Lead or coordinate the ICAAP, ILAAP, Recovery and Resolution Plan (RRP) and Solvent Wind Down Plan (SWDP), ensuring that each reflects the business model, risk profile, forward plan and realistic management actions.
  • Act as the key liaison between Treasury and FP&A, owning capital and liquidity regulatory and internal EWI / KRI calculations in forecasting models.
  • Run the ICAAP, ILAAP, RRP and SWDP through relevant governance committees, coordinating across Risk, Finance, Product, Commercial, Treasury and Compliance.
  • Produce clear analysis and recommendations for the CFO, senior leadership and relevant governance forums, to facilitate decision making on trade-offs.
  • Establish forward-looking monitoring of capital and liquidity positions, headroom, triggers, concentrations, funding needs and stress outcomes.
  • Work with Product, Commercial, Operations, Finance and Risk on new products, material changes and growth initiatives, ensuring prudential impacts and controls are understood before scale-up.

Requirements

  • 10–15 years of total experience in prudential risk, capital, liquidity, regulatory reporting, Treasury, Finance or a closely related discipline within a regulated financial services environment.
  • 6–8 years of experience contributing to and leading or coordinating one or, ideally, more of bank ICAAP, ILAAP, Recovery and Resolution Plans (RRP) and Solvent Wind Down Plans (SWDP).
  • Expert-level understanding of current and evolving regulatory expectations for capital and liquidity adequacy assessment processes in the UK, and preferably in EU jurisdictions too.
  • Commercial sensitivity and judgement to optimise risk-adjusted returns on capital and liquidity while staying within — and, where needed, influencing — risk appetite and control design.
  • Strong practical knowledge of capital and liquidity adequacy, stress testing, recovery and resolution planning, solvent wind-down planning and contingency actions.
  • Strong analytical skills, with the judgement to identify what matters and communicate it clearly to senior stakeholders.
  • A control-minded approach: you care about data quality, evidence, governance and follow-through, not just the final number.
  • The confidence to challenge constructively, influence senior stakeholders and work effectively across functions.
  • Experience working through periods of major change or bank builds is a plus.
  • The ability to work in a dynamic, technology-driven organisation with multiple product lines, different jurisdictions and evolving governance structures.
  • Excellent written and verbal communication skills.

Skills

  • Capital Adequacy
  • Liquidity Adequacy
  • Stress Testing
  • ICAAP
  • ILAAP
  • Contingency Planning
  • Risk Management
  • Regulatory Reporting
  • Treasury
  • Finance
  • Analytical Skills
  • Communication Skills

Location

  • Central London

Work Type

  • Flexible working hours
  • Office-based

Experience Level

  • 10-15 years experience
  • 6-8 years experience

Benefits

  • Flexible working hours
  • Physical and mental health support through WellHub (gym access, therapy, meditation, digital fitness and nutrition apps)
  • Extended and improved maternity and paternity leave
  • Cycle-to-Work Scheme
  • Health and Life Insurance
  • Pension Scheme
  • 25 days of Annual Leave (plus Bank Holidays)
  • Office snacks
  • Friendly, comfortable, and informal office environment

About the Company

  • Teya is building a financial platform for local businesses across Europe, offering simple tools, thoughtful design, and real human support.
  • We aim to change the financial services landscape for local businesses, which are the backbone of communities.
  • We move fast, care about quality, stay close to the detail, and believe great performance and genuine hospitality go hand in hand.

Equal Opportunity

  • Teya is proud to be an equal opportunity employer.
  • We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work.
  • We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.
  • We are committed to ensuring that every candidate has a fair and accessible experience with us and encourage candidates to let us know if any reasonable adjustments are required at any stage of the recruitment process.