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About the Role
BSNB is seeking a Commercial Credit Analyst to support our commercial lending team by reviewing financial information, assessing borrower creditworthiness, and assisting with loan recommendations for commercial borrowers.
Responsibilities
- Analyze business financial statements.
- Assess borrower risk profiles.
- Prepare credit presentations and recommendations.
- Support commercial lending decisions.
- Review loan documentation.
- Monitor portfolio quality.
Requirements
- Bachelor's degree in Finance, Accounting, Business, or related field required.
- Minimum five years of commercial credit analysis experience preferred.
- Strong understanding of commercial financial statements and cash flow analysis.
- Excellent analytical and critical thinking skills.
- High level of accuracy and attention to detail.
- Ability to manage multiple deadlines and priorities.
- Strong written and verbal communication skills.
Skills
- Commercial financial statements analysis
- Cash flow analysis
- Analytical skills
- Critical thinking
- Attention to detail
- Time management
- Written communication
- Verbal communication
Location
- Capital Region
Work Type
- Full-time
Experience Level
- Minimum five years of commercial credit analysis experience preferred
Education Level
- Bachelor's degree in Finance, Accounting, Business, or related field
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Company-paid life insurance
- Voluntary insurances
- 401(k) plan with company match
- Pension plan
- Tuition reimbursement
- Generous paid time off
- 11 paid holidays
About the Company
- Established in 1838, BSNB provides community banking to individuals, families, and businesses in the greater Capital Region.
- Thirteen full-service banking offices offer products and services and digital capabilities geared toward meeting market needs.
- As a community-minded financial institution, BSNB prioritizes giving back and volunteer work.
Equal Opportunity
- BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status, or any other status protected by local, state, or federal law.
- BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans.