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About the Role
The Inside Broker assists the Broker in developing, managing, and sustaining profitable business by providing high-level technical expertise. This role manages a broker’s book of business in-house, utilizing deep knowledge of risk assessments to secure optimal coverage and ensure smooth placement in the right market. They provide customer service, resolve client inquiries through efficient communication, and accurately process routine and complex transactions.
Responsibilities
- Market, quote, negotiate, and bind new and renewal commercial casualty business.
- Analyze submissions to identify appropriate markets, pricing, coverage, terms, and conditions.
- Negotiate complex renewals and new placements with top insurance carriers and wholesale markets.
- Evaluate quotes and contract provisions, presenting pricing, coverage, and terms clearly.
- Order, review, and assess additional risk information to support underwriting decisions.
- Process policies through completion, including recommendations, binding, invoicing, and issuance.
- Maintain strong relationships with internal stakeholders and existing carrier partners.
- Build new carrier relationships to expand market access and placement options.
- Ensure accuracy and compliance within agency management systems and documentation.
- Review policies for accuracy and resolve discrepancies.
- Prepare submissions, reports, cover letters, and related documentation.
- Stay current on industry trends, market shifts, and commercial property best practices.
- Participate in ongoing professional development and team knowledge-sharing.
Requirements
- Active State Property & Casualty license and/or Surplus Lines license.
- 3+ years of wholesale casualty insurance brokerage experience.
- Ability to execute immediately in wholesale casualty insurance brokerage.
- Strong background in Commercial Casualty placements.
- Experience handling high-volume, fast-paced brokerage workflows for large, complex commercial casualty accounts.
- Proven negotiation skills with insurance carriers and wholesale markets.
- High level of accuracy, organization, and attention to detail.
- Ability to work independently in a fully remote environment while remaining highly responsive.
- Strong communication and relationship-building skills.
Skills
- Risk assessment
- Customer service
- Communication
- Negotiation
- Underwriting
- Market analysis
- Relationship building
Location
- 100% Remote (NY/NJ area residents preferred)
Work Type
- Remote
- Full-time
Experience Level
- 3+ years of experience
Education Level
- Bachelor’s degree in Business, Risk Management, Sales, or related field (Preferred)
- Industry designations such as CIC, CISR, AAI, or progress toward CPCU (Preferred)
Salary/Compensations
- $88,000.00 - $110,000.00 annually
Benefits
- Paid time off for company holidays, vacation, sick and personal days
- Paid parental leave
- Mental health services
- Eligibility for bonuses
- Comprehensive and best-in-class benefits package
About the Company
- RT Specialty is a leading wholesale distributor of specialty insurance products and services.
- We are a division of Ryan Specialty.
- Our experienced brokers specialize in property, casualty, professional lines, transportation, and workers’ compensation.
- We provide creative solutions to retail brokerage firms.
- We define ourselves through superior execution on behalf of our clients, establishing us as an industry leader.
- Ryan Specialty is committed to building and sustaining a diverse workforce.
- We foster an inclusive and equitable workplace where all employees are valued and evaluated on their performance and contributions.
- Differences in background bring together varied perspectives and add value to our services.
Equal Opportunity
- Ryan Specialty is an Equal Opportunity Employer.
- We are committed to building and sustaining a diverse workforce throughout the organization.
- Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions.
- Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities.
- This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
- We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.