Assistant Manager, Consumer Lending at Canandaigua National Bank & Trust Co | Canandaigua, NY, US | Rezi

Assistant Manager, Consumer Lending at Canandaigua National Bank & Trust Co

Assistant Manager, Consumer Lending

Canandaigua National Bank & Trust Co · Canandaigua, NY, US

2 weeks ago

Assistant Manager, Consumer Lending

Canandaigua National Bank & Trust Co · Canandaigua, NY, US

19 days ago
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About the Role

Assist the Group Manager, Consumer Lending with the day-to-day leadership and operation of the Consumer Lending department to achieve annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending. This role involves product development, pricing, delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance. You will also assess loan requests and help manage the Mortgage Loan Portfolio.

Responsibilities

  • Assist the Group Manager, Consumer Lending with the day-to-day leadership and operation of the Consumer Lending department.
  • Achieve annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending.
  • Involve in product development, product pricing, product delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance.
  • Make appropriate recommendations regarding pricing, products, and delivery for Indirect lending.
  • Assess loan requests.
  • Help manage the Mortgage Loan Portfolio.

Requirements

  • Bachelor’s degree required.
  • Specialized consumer or commercial lending education and training.
  • Credit underwriting (consumer or commercial) experience.
  • Banking operations education and training preferred.
  • A minimum of five (5) years' experience in related positions normally required.

Skills

  • Strong understanding of consumer lending products.
  • Understanding of underwriting principles.
  • Understanding of credit risk assessment.
  • Understanding of regulatory compliance requirements.
  • Proven leadership experience.
  • Ability to coach, develop, and motivate employees.
  • Exceptional judgment and decision-making skills.
  • Ability to balance customer service, portfolio quality, and risk management objectives.
  • Ability to navigate complex lending situations.
  • Ability to make timely decisions.
  • Ability to build strong partnerships across retail banking, operations, and other lines of business.
  • Proven experience in similar roles.

Location

  • Canandaigua, NY

Work Type

  • Full-time

Experience Level

  • Minimum of five (5) years' experience in related positions.

Education Level

  • Bachelor’s degree
  • Specialized consumer or commercial lending education and training
  • Banking operations education and training preferred

Salary/Compensations

  • $150,000 - $170,000

Benefits

  • Competitive benefits
  • Retirement programs
  • Professional development opportunities
  • Wellness resources
  • Paid time off

About the Company

  • At Canandaigua National Bank, our WE CAN culture is built on serving wholeheartedly, acting with courage, leading authentically, empowering one another, and making a positive impact in our communities.
  • As an independent community bank, we're proud to invest in our people, our customers, and our communities.
  • We believe our employees are our greatest strength and we are committed to creating an inclusive workplace where everyone can thrive.

Equal Opportunity

  • Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.