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About the Role

As a Principal Product Manager for the Credit team at Marqeta, you will own the end-to-end strategy for our credit platform — defining the multi-quarter roadmap that scales core credit services to meet the evolving needs of our customers and partners. You are a recognized thought leader in credit and fintech, bringing forward-thinking ideas grounded in market dynamics, regulatory realities, and deep technical fluency. This is an individual contributor role where you will mentor others on the team and drive prioritization across a complex web of stakeholders, make clear-eyed risk/reward decisions, and set the standard for how great credit infrastructure products are built and delivered at scale.

Responsibilities

Define, own and deliver the multi-quarter strategy for credit platform core services, aligning prioritization with client needs, business objectives, and regulatory requirements.
Author detailed product requirements and technical documentation that guide engineering teams building robust backend systems, APIs, and data models for credit account management and transaction processing.
Lead coordination across engineering, GTM, operations, legal, compliance, and risk to move new credit products and features from concept to market with rigor and accountability.
Shape architecture as a peer to engineering. Partner with engineering leaders on decisions affecting account management, transaction processing, and data integrity, and own the product consequences of those choices.
Engage directly with external customers and internal stakeholders to surface needs, validate solutions, and ensure delivered features create measurable value.
Use analytics and product metrics to identify platform gaps, measure feature impact, and continuously sharpen prioritization across the credit roadmap.
Be Marqeta's credit voice with enterprise clients, issuing banks, and networks. Bring market and regulatory signal into the roadmap before it turns into a client escalation.
Align engineering, GTM, operations, legal, compliance, and risk across multiple teams. You own the outcome even when you don't manage the people.

Requirements

10+ years of product management experience in fintech or payments, with demonstrated experience working with networks and banks in a leadership capacity.
Proven track record of shipping technically complex credit products and/or platforms at scale within multi-stakeholder, regulated ecosystems.
Domain thought leader with the ability to identify market opportunities in credit, translate them into actionable strategy, and bring stakeholders along.
Strong executive presence with experience influencing senior leadership, external customers, and cross-functional partners including legal, compliance, and risk.
Deep technical acumen and genuine curiosity — comfortable engaging with APIs, data models, system architecture, AI/ML applications, and emerging technologies as a credible product voice.
Bias for action in ambiguous situations — able to move teams forward through internal and external roadblocks with clarity and accountability.
Prior experience building or scaling credit-as-a-service or embedded credit products for enterprise clients or card program managers.

Skills

Credit
Fintech
Product Management
APIs
Data Models
System Architecture
AI/ML Applications
Embedded Credit Products

Location

Remote

Work Type

Remote
Full-time

Experience Level

Principal
10+ years

Salary/Compensations

National: 198,100 - 247,600
Premium: 214,400 - 268,000
Premium Plus: 233,000 - 291,300

Benefits

Annual bonuses
Multiple health insurance options
Flexible time off
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company
Employee Stock Purchase Program
Family-forming benefits, fertility support and generous parental leave base salary top-up
Free therapy sessions, financial and professional coaching, and legal advice
Monthly stipend to support remote work
Annual “development dollars” to support people growth and development

About the Company

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Marqeta’s Values – Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.
Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.
Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.
Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.
Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Equal Opportunity

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.
Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.
To keep our interview process fair and consistent, we ask that all candidates join video interviews with their camera on.
We may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws. For more information, review our AI notice here.