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About the Role
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Responsibilities
- Support the management of the Power & Utilities industry vertical corporate loan portfolio
- Perform due diligence and regularly scheduled evaluation of loan portfolio
- Support preparation of detailed credit analyses and required credit application according to policy, including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure
- Modeling skills required for both credit application process and quarterly credit watch presentations
- Responsible for the coordination and communication of account information across various constituencies throughout the organization
- Responsible for knowledge of country/risk factors on a macro level
- Responsible for knowledge of the Power & Utilities industry and all current events in assigned portfolio utilizing internal and external sources
- Oversight of covenants compliance database and facility closing due diligence, including documentation
- Attend Relationship Manager customer meetings, when appropriate
- Special projects, as assigned
- Work within deal team environment supporting Senior Portfolio Managers in the development and analysis of financing structures/strategies
- Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
- Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity
- Participate in client and bank meetings as necessary
- Supporting the Senior PM, communicate and negotiate with credit division for transaction approval, including final hold level strategies to ensure alignment of risk strategy and policy
- Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level
- Ensure compliance with policy and regulatory requirements
Requirements
- A minimum of 1 year of experience in a related role
- Solid credit & analytical background
- Strong financial spreading/modeling skills
- Strong written, verbal and interpersonal skills
- Proficient computer skills in Microsoft Word, Excel, and PowerPoint
- Able to work independently and under pressure
Skills
- Power & Utilities industry knowledge
- ESG trends knowledge
- Financial modeling
- Credit analysis
- Risk assessment
- Microsoft Word
- Microsoft Excel
- Microsoft PowerPoint
Location
- Office or client sites
Work Type
- Hybrid
Experience Level
- 1 year of experience
Education Level
- Bachelor's degree
- MBA preferred
- CPA preferred
- CFA Level 1, 2 or 3 preferred
- Completion of formal credit-training program at a money center bank preferred
Salary/Compensations
- $100K to $110K
- Eligible for discretionary performance-based bonus and/or incentive compensation
Benefits
- Comprehensive health and wellness benefits
- Retirement plans
- Educational assistance and training programs
- Income replacement for qualified employees with disabilities
- Paid maternity and parental bonding leave
- Paid vacation, sick days, and holidays
About the Company
- MUFG is one of the world’s leading financial groups.
- We are 150,000 colleagues, striving to make a difference for every client, organization, and community we serve.
- We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
- Our vision is to be the world’s most trusted financial group.
- It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility.
- This means investing in talent, technologies, and tools that empower you to own your career.
Equal Opportunity
- We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business.
- We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.