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About the Role
Support the Portfolio Management team in handling credit coverage for corporate clients in the Power & Utilities vertical. Assess risk factors, determine appropriate ratings, and actively manage a credit portfolio to maximize net income and reduce credit costs.
Responsibilities
- Support the management of the Power & Utilities industry vertical corporate loan portfolio.
- Perform due diligence and regularly scheduled evaluation of loan portfolio.
- Support preparation of detailed credit analyses and required credit applications.
- Evaluate corporate, regulatory, and industry risk, historical operating performance, projected operating performance, and capital structure.
- Utilize modeling skills for credit application process and quarterly credit watch presentations.
- Coordinate and communicate account information across various organizational constituencies.
- Maintain knowledge of country/risk factors on a macro level.
- Maintain knowledge of the Power & Utilities industry and current events in the assigned portfolio.
- Oversee covenants compliance database and facility closing due diligence, including documentation.
- Attend Relationship Manager customer meetings as appropriate.
- Complete special projects as assigned.
- Work within a deal team environment supporting Senior Portfolio Managers in developing and analyzing financing structures/strategies.
- Prescreen proposed transactions to identify critical structural issues and risks.
- Understand and maintain base industry knowledge of industries represented in the portfolio.
- Participate in client and bank meetings as necessary.
- Support the Senior PM in communicating and negotiating with the credit division for transaction approval.
- Establish appropriate ratings for transactions and correlate appropriate exposure levels.
- Ensure compliance with policy and regulatory requirements.
Requirements
- A minimum of 1 year of experience in a related role.
- Solid credit & analytical background.
- Strong financial spreading/modeling skills.
- Strong written, verbal and interpersonal skills.
- Proficient computer skills in Microsoft Word, Excel, and PowerPoint.
- Able to work independently and under pressure.
Skills
- Credit analysis
- Financial modeling
- Risk assessment
- Portfolio management
- Communication
- Interpersonal skills
- Microsoft Word
- Microsoft Excel
- Microsoft PowerPoint
Location
- Office or client sites
Work Type
- Hybrid
Experience Level
- 1 year of experience
Education Level
- Bachelor's degree
- MBA, CPA, or CFA Level 1, 2 or 3 is preferred
- Completion of formal credit-training program at a money center bank is preferred
Salary/Compensations
- $100K to $110K
- Eligible for discretionary performance-based bonus and/or incentive compensation.
Benefits
- Comprehensive health and wellness benefits
- Retirement plans
- Educational assistance and training programs
- Income replacement for qualified employees with disabilities
- Paid maternity and parental bonding leave
- Paid vacation, sick days, and holidays
About the Company
- Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups with 150,000 colleagues globally.
- MUFG strives to make a difference for every client, organization, and community served.
- MUFG stands for its values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
- MUFG's vision is to be the world’s most trusted financial group.
- It is part of MUFG's culture to put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed, and agility.
- MUFG invests in talent, technologies, and tools that empower employees to own their careers.
Equal Opportunity
- We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business.
- We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.