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About the Role
Assess line of credit applications within the company’s credit policy guidelines. Analyze application data to determine creditworthiness and approval amounts for large volumes of customers. Liaise with customers when required to ensure a high level of credit analysis and decisioning. Proactively seek to improve credit risk and control standards to directly impact Zip’s commercial outcomes. Assist with additional Credit-related ad-hoc tasks as required.
Responsibilities
- Assess line of credit applications within the company’s credit policy guidelines
- Analyze application data to determine creditworthiness and approval amounts for large volumes of customers
- Liaise with customers when required to ensure a high level of credit analysis and decisioning
- Proactively seek to improve credit risk and control standards to directly impact Zip’s commercial outcomes
- Assist with additional Credit-related ad-hoc tasks as required
Requirements
- Sound problem-solving, analytical and decision-making skills
- Strong worth ethic and ability to work collaboratively
- Ability to work under pressure in a fast-paced, high volume environment
- Ability to work weeknights, weekends and public holiday shifts - Zip operates 7 days a week
- A mindset that embraces AI and new tools to adapt, learn and grow
- An aptitude for identifying and managing risks
- Experience in the customer credit or banking sectors (preferred, not essential)
Skills
- Problem-solving
- Analytical skills
- Decision-making skills
- Collaboration
- Risk management
- AI and new tools adaptation
Location
- Remote
Work Type
- Full-time
- Rotating roster
Experience Level
- Mid-level
Benefits
- Mental health and wellness initiatives
- Discounted private health insurance
- Discounted fitness sessions through ClassPass
- Team social events
- Epic offices
- Free breakfast daily
- Weekly free lunches
About the Company
- Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products.
- Operating in two core markets - Australia and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.
- We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Equal Opportunity
- We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.
- Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.