AWM | Private Bank | Commercial Real Estate Lending Advisor | Vice President | San Francisco at Goldman Sachs | CA, US | Rezi

AWM | Private Bank | Commercial Real Estate Lending Advisor | Vice President | San Francisco at Goldman Sachs

AWM | Private Bank | Commercial Real Estate Lending Advisor | Vice President | San Francisco

Goldman Sachs · CA, US

3 weeks ago

AWM | Private Bank | Commercial Real Estate Lending Advisor | Vice President | San Francisco

Goldman Sachs · CA, US

25 days ago
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About the Role

The Regional Lending Advisor (RLA), Vice President is a client-facing lending specialist responsible for driving loan origination growth, with a particular focus on commercial real estate (CRE) and structured credit solutions for Ultra-High-Net-Worth (UHNW) clients. The RLA partners closely with Private Wealth Advisors (PWAs) and underwriting teams to source, originate, structure, and execute sophisticated lending transactions, aligning financing strategies with clients’ broader investment and wealth objectives. This Vice President plays a critical role in regional lending strategy—serving as a credit thought partner, first line of control, relationship builder, and execution lead within the Private Bank’s lending platform.

Responsibilities

  • Establish and maintain strong, trust-based relationships with PWAs to drive regional lending activity.
  • Participate in prospect and client meetings to assess borrowing needs, educate clients on the Private Bank’s lending capabilities, and originate new opportunities.
  • Advise clients and advisors on tailored lending strategies across a broad spectrum of asset classes—including securities-based lending, structured credit, and commercial real estate financing (including income-producing properties, transitional assets, and portfolio-level transactions).
  • Proactively source and originate new lending opportunities, with a strong emphasis on commercial real estate transactions and complex financing structures.
  • Lead end-to-end deal execution, including screening, structuring, pricing considerations, and positioning transactions within the Firm’s credit framework.
  • Structure tailored CRE and asset-backed lending solutions that align client objectives with risk appetite and return thresholds.
  • Serve as the first layer of control by prescreening opportunities and developing thoughtful, well-structured proposals.
  • Partner with U.S. Underwriting on credit memo preparation, transaction approvals, and ongoing portfolio management.
  • Proactively monitor and manage lending exposures, with a focus on identifying early signs of credit risk and implementing mitigation strategies.
  • Navigate solutions for stressed or at-risk positions, particularly within real estate-backed portfolios.
  • Ensure strict adherence to credit policies, control procedures, KYC/AML considerations, and regulatory requirements.

Requirements

  • 8+ years of lending origination experience, with a demonstrated track record in commercial real estate financing and complex credit solutions within private banking, commercial banking, or real estate lending platforms.
  • Deep expertise in commercial real estate lending, including experience structuring loans across stabilized, transitional, and portfolio-backed assets, in addition to securities-based and alternative collateral lending.
  • Demonstrated ability to originate, structure, and execute sophisticated lending transactions aligned to client needs and Firm objectives.
  • Exceptional analytical skills, attention to detail, and sound credit judgment.
  • Excellent communication skills—both written and verbal—with the ability to translate complex financial concepts into clear, actionable recommendations.
  • Highly collaborative, with the ability to work effectively across coverage, underwriting, risk, and operations teams.
  • Series 7, 63 and SIE required or must be obtained within 4 months of joining.

Skills

  • Commercial real estate financing
  • Complex credit solutions
  • Private banking
  • Commercial banking
  • Real estate lending
  • Securities-based lending
  • Structured credit
  • Analytical skills
  • Attention to detail
  • Credit judgment
  • Written communication
  • Verbal communication
  • Collaboration

Location

  • California, United States

Work Type

  • Full-time

Experience Level

  • Vice President
  • 8+ years

Salary/Compensations

  • $85,000-$270,000

Benefits

  • Discretionary bonus
  • Valuable and competitive benefits and wellness offerings

About the Company

  • Across Asset & Wealth Management (AWM), Goldman Sachs empowers clients worldwide to reach their financial goals through advisor-led planning, investment management, banking, and tailored lending solutions.
  • Within AWM, the Private Bank delivers competitive borrowing and cash management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy.
  • Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, commercial and residential real estate, and unique assets such as aviation, fine art, and private holdings—with a growing emphasis on commercial real estate financing and complex credit solutions.