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About the Role

The Esoteric ABS team assigns credit ratings to securities backed by non-traditional collateral. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization. At S&P Global, our values shape how we work, collaborate, and earn trust. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance the intelligence of our people, deep relationships, and trusted insights.

Responsibilities

Act as senior reference point coaching on credit fundamentals, modelling discipline, data quality, and standard work including how to use AI as an enabler with governance.
Coordinate work across credits; anticipate capacity/quality risks; influence outcomes through planning and constructive challenge in ambiguous situations.
Embed continuous improvement into routines by improving playbooks/SOPs/prompt libraries and driving adoption.
Partner with stakeholders to identify and shape high-impact use cases, supporting testing/adoption/rollout with governance, controls, and change management.
Foster a critical thinking mindset challenging assumptions and the status quo to generate insights that shape market views and strategic decisions.
Model enterprise behaviors: Discovery, Integrity, and Partnership including human-centric leadership alongside AI-enabled change.
Deliver end-to-end analytical execution across a defined portfolio, setting a consistently high bar for quality, timeliness, and clarity to sustain customer trust.
Lead surveillance and analytical updates, connecting performance, market developments, and issuer peers to forward-looking risk themes.
Own the quality of key outputs, ensuring consistency and clarity of reasoning.
Use approved GenAI/LLMs to accelerate research/comparisons/drafting.
Operate effectively alongside AI agents in recurring workflows.
Support the execution of AI-driven projects.
Validate inputs, reconcile metrics, document assumptions/model changes.
Synthesize data, analysis, and research into executive-ready, market-facing narratives that convey S&P’s analytical expertise.
Build collaborative stakeholder trust through empathetic communication, differentiate S&P’s market viewpoint, and drive engagement with market participants.
Contribute to strategic initiatives and thought leadership by researching, drafting, and refining content with senior team input.
Ensure adherence to methodology/confidentiality/data governance requirements; escalate emerging risks early.
Embed responsible AI use in workflow process.
Drive controlled automation/agentic workflows to remove low-leverage work, defining requirements/controls and partnering with Data/Engineering to scale safely while setting expectations for ongoing monitoring and human oversight.

Requirements

Complete the end-to-end ratings process for new issue and surveillance transactions.
Perform cash flow analysis, synthesize results, and present findings in a timely manner in committees for various non-traditional assets.
Analyze credit, cash flow, and performance characteristics of collateral pools.
Review third-party model output and reconcile with cash flow results from internal models.
Review legal and operating documents to ensure consistency with criteria and identify issues with the transaction structure.
Provide comments to external parties.
Actively manage relationships with internal and external clients.
Demonstrate strong knowledge of ratings criteria and cash flow analysis and be able to handle clients’ analytical questions.
Actively contribute to training and outreach efforts, including the completion of timely commentaries, podcasts, and webinars.
Execution maturity across credit portfolio; delivers high quality with limited oversight.
Strong collaboration/communication; influences through credibility and constructive challenge.
Proven coaching/mentorship; develops juniors through feedback and quality review and reinforces human accountability in AI-enabled work.
Continuous improvement mindset with evidence of simplifying processes through standardization, tooling, and automation.
Comfortable with ambiguity and change, adapting quickly as processes/tools evolve.
Ability to scale automation/agent workflows by defining problems, supporting testing/UAT, identifying controls, and enabling adoption.
Strong research/data/credit/financial analysis; translates complexity into decision-useful narratives grounded in evidence and judgement.
Strong understanding of the financial services environment and ability to connect developments to emerging risk themes.
Practical AI fluency: experience embedding GenAI/LLMs and agentic workflows to increase productivity/insight as an enabler of human expertise, paired with disciplined validation, governance, and judgement.
Strong analytical tool capability; willingness to learn data/automation tools to oversee AI-enabled production.
Effective written and verbal skills for committee-ready documentation/presentation and interactions with issuers, investors and market participants.
High standards for accuracy, traceability, and governance; consistent adherence to methodology/documentation/confidentiality expectations.
Sound judgement on responsible AI/automation (validation, bias/hallucination awareness, data protection, attribution, approved boundaries).

Skills

AI as an enabler
Credit fundamentals
Modelling discipline
Data quality
Standard work
Governance
Risk management
Change management
Critical thinking
Analytical execution
Surveillance
GenAI/LLMs
AI agents
Data analysis
Financial analysis
Communication
Collaboration
Mentorship
Automation
AI fluency

Location

Remote
Onsite

Work Type

Full-time
Hybrid

Experience Level

Five to ten years of relevant work experience

Education Level

Bachelor's degree or equivalent required
Master's degree or professional certification (such as CFA) is highly valued

Salary/Compensations

USD 110,000 to 193,000
CAD 110,000 to 172,000

Benefits

Annual incentive plan
Health care coverage designed for the mind and body
Generous time off
Access to a wealth of resources to grow your career and learn valuable new skills
Competitive pay
Retirement planning
Continuing education program with a company-matched student loan contribution
Financial wellness programs
Perks for partners and little ones
Retail discounts
Referral incentive awards

About the Company

Credit Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide.
At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other.
We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights.
By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity.
At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis.
We are People Forward. When you join S&P Global, you’ll benefit from joining a diverse community where your growth and well-being come first—just like the 35,000+ colleagues who choose S&P Global every day.
Bringing your best self to work in an environment that values inclusion, collaboration, and authentic engagement.
Celebrating your achievements with us. We’re committed to your continuous learning, offering education, training, and career coaching to help you grow and adapt in a changing world.
Connecting through our People Resource Groups, which foster awareness, engagement, and a sense of community—both within S&P Global and beyond.
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
Our Mission: Advancing Essential Intelligence.
We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it.
We are changing the way people see things and empowering them to make an impact on the world we live in.
We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
Join us and help create the critical insights that truly make a difference.
Our Values: Integrity, Discovery, Partnership
Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
We take care of you, so you can take care of business.
We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Equal Opportunity

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
US Candidates Only: Know Your Rights: Workplace discrimination is illegal