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About the Role
The Solution Architect is responsible for designing scalable, secure, and business-aligned technology solutions that support Momentum Financial Services Group's strategic objectives. This role acts as a bridge between business stakeholders, product teams, and technology teams, translating business requirements into end-to-end solution designs while ensuring alignment with enterprise architecture standards, security requirements, and long-term technology roadmaps. The successful candidate will play a critical role in modernizing systems, improving business capabilities, and enabling growth through innovative technology solutions.
Responsibilities
- Design end-to-end technology solutions that address business objectives while ensuring scalability, security, maintainability, and performance.
- Translate business requirements into architecture, blueprints, solution designs, integration patterns, and technical roadmaps.
- Define application, integration, data, and infrastructure architectures that support enterprise-wide initiatives.
- Ensure solution designs align with enterprise architecture standards, technology roadmaps, and regulatory requirements.
- Evaluate architecture alternatives and provide recommendations that balance business value, technical feasibility, cost, and risk.
- Partner closely with business leaders, product teams, and stakeholders to understand business goals, pain points, and future-state capabilities.
- Lead discovery sessions and architecture workshops to identify opportunities for process improvement, automation, and modernization.
- Serve as a trusted advisor to business and technology leaders on solution strategy and technology investments.
- Support the development of business cases for technology initiatives and transformation programs.
- Design and oversee integrations between customer-facing platforms, internal systems, third-party vendors, credit bureaus, alternative data providers, and external partners.
- Define API, middleware, message-based, and event-driven integration strategies.
- Ensure solutions support high-volume transaction processing, data integrity, system resilience, and operational efficiency.
- Collaborate with development teams to ensure architecture principles are followed throughout implementation.
- Lead architecture decisions involving cloud platforms such as AWS and Azure.
- Support cloud modernization, migration, and optimization initiatives.
- Establish architecture standards and best practices for application development, integration, security, and infrastructure.
- Evaluate emerging technologies and provide recommendations to improve business capabilities and customer experience.
- Collaborate with data and analytics teams to support reporting, business intelligence, and data-driven decision making.
- Define data flows, data integration strategies, governance requirements, and architecture standards.
- Support solutions that improve data quality, accessibility, compliance, and operational reporting.
- Provide architecture governance throughout the project lifecycle.
- Conduct architecture reviews and ensure implementations remain aligned with approved designs and enterprise standards.
- Partner with project managers, developers, vendors, and business stakeholders to drive successful solution delivery.
- Identify technology risks and recommend mitigation strategies.
- Ensure solutions adhere to cybersecurity, privacy, compliance, and regulatory requirements.
- Partner with security and risk teams to assess technology risks and implement appropriate controls.
- Incorporate resiliency, disaster recovery, and operational readiness considerations into solution designs.
- Support audit, governance, and compliance activities as required.
Requirements
- Bachelor's degree in computer science, Information Technology, Engineering, or related discipline.
- 8+ years of progressive experience in Solution Architecture, Enterprise Architecture, Technology Consulting, Systems Integration, or Software Engineering.
- Experience designing and implementing enterprise technology solutions within Financial Services, FinTech, Banking, Lending, or other highly regulated industries.
- Proven experience supporting technology transformation and modernization initiatives.
- Strong knowledge of enterprise architecture principles and solution design methodologies.
- Experience designing customer-facing systems with complex back-office integrations.
- Hands-on experience integrating with third-party providers, including credit bureaus, alternative data providers, payment systems, and external APIs.
- Ideally experience with Telephony and/or Retail and/or Digital
- Agile & Waterfall experience is ideal
- Architecture Gates and Review Boards
- Strong understanding of cloud platforms such as AWS and Azure.
- Knowledge of Microsoft .NET technologies, web services, APIs, databases, and distributed systems.
- Experience with SQL Server, PostgreSQL, and NoSQL databases.
- Understanding middleware technologies, enterprise service buses (ESB), and integration platforms.
- Familiarity with DevOps, CI/CD pipelines, and modern software development practices.
- Experience evaluating and implementing Commercial Off-The-Shelf (COTS) software solutions.
- Knowledge of workflow automation and process automation solutions.
- Exceptional stakeholder management and relationship-building skills.
- Proven ability to influence cross-functional teams without direct authority.
- Strong business acumen with the ability to translate technical concepts for non-technical audiences.
- Excellent verbal, written, presentation, and facilitation skills.
- Demonstrated experience working with internal stakeholders, executive leadership, vendors, and external partners.
Skills
- Solution Architecture
- Enterprise Architecture
- Technology Consulting
- Systems Integration
- Software Engineering
- Financial Services
- FinTech
- Banking
- Lending
- Technology Transformation
- Modernization Initiatives
- Enterprise Architecture Principles
- Solution Design Methodologies
- Customer-Facing Systems
- Back-Office Integrations
- Third-Party Integrations
- Credit Bureaus
- Alternative Data Providers
- Payment Systems
- External APIs
- Telephony
- Retail
- Digital
- Agile
- Waterfall
- Architecture Gates
- Review Boards
- AWS
- Azure
- Microsoft .NET
- Web Services
- APIs
- Databases
- Distributed Systems
- SQL Server
- PostgreSQL
- NoSQL
- Middleware Technologies
- Enterprise Service Buses (ESB)
- Integration Platforms
- DevOps
- CI/CD Pipelines
- Commercial Off-The-Shelf (COTS) Software
- Workflow Automation
- Process Automation
- Stakeholder Management
- Relationship Building
- Influencing
- Business Acumen
- Technical Translation
- Verbal Communication
- Written Communication
- Presentation Skills
- Facilitation Skills
Location
- Hybrid
Work Type
- Hybrid
Experience Level
- 8+ years
Education Level
- Bachelor's degree in computer science, Information Technology, Engineering, or related discipline.
Salary/Compensations
- C$160,000-C$170,000
Benefits
- Discretionary Annual Bonus
- Health and dental plans with 100% of the premiums covered
- Employee Assistance Program
- Retirement savings options
- Reimbursement for tuition assistance
- Reimbursement for professional development
- Discounts through Perkopolis
- Rewards and recognition programs
About the Company
- Momentum Financial Services Group (MFSG) helps people move forward by reimagining how money works for those who need it most.
- With more than 40 years of experience, MFSG is the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.
- MFSG powers products, technology, and operations for short-term loans, money transfers, and prepaid cards, connecting over a million customers a year to the money they need.
- MFSG fosters collaboration across teams to create solutions that remove barriers and provide access to money.
- At MFSG, technology is a key enabler of growth and innovation.
- MFSG is committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology.
- MFSG takes a proactive approach to ensuring that any AI or data-driven systems used are safe, fair, and accountable, aligned with Canada’s Artificial Intelligence and Data Act (AIDA).
- MFSG prioritizes strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals.
- MFSG focuses on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement.
Equal Opportunity
- MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process.
- If you require accommodation, MFSG will work with you to determine how to meet your needs.