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About the Role
Collective is seeking a product and regulatory lawyer to advise on product design, regulatory positions across tax, payroll, and financial services, and compliance standards. This is a hands-on role for a lawyer who makes decisions, supported by external specialists.
Responsibilities
- Advise Product and Member Operations from concept through launch, and set the launch standard teams design to.
- Carry the regulatory position on our roadmap — tax advice boundaries, money transmission, insurance licensing and partnership structures — and bring in specialist counsel where it adds depth.
- Draft plain, concise member-facing terms, disclaimers and consent flows.
- Build our compliance program: the requirements that apply to us, the monitoring that tracks them, and the policies that govern how we advise members, use their data and market to them.
- Advise on privacy and data use, including IRC §7216 consent, AI disclosures, GLBA and CCPA/CPRA, in partnership with Information Security.
- Chair the Risk Oversight Committee and report the risk register to leadership and the Board.
Requirements
- JD and active California bar membership, or eligibility for registered in-house counsel status in California.
- 10+ years of legal experience, including substantial in-house time advising on a regulated consumer or SMB product — fintech, payments, insurance, tax or lending.
- Experience as an embedded legal partner to product teams from early design through launch, with the judgment to disagree with a senior leader and offer a path forward.
- Working knowledge of consumer privacy law (GLBA, CCPA/CPRA) and how data moves through vendors and AI systems.
Location
- San Francisco
Work Type
- Hybrid
Experience Level
- 10+ years
Education Level
- JD
Benefits
- Fresh Lunch provided on in-office days.
- $150 monthly reimbursement for transit expenses.
- $200 quarterly reimbursement for health & wellness.
- Flexible PTO plus 14 company holidays.
- 100% medical, dental, and vision coverage for employees; 75% coverage for dependents.
- 16 weeks fully paid parental leave.
- 401k plan plus an equity package.
- Quarterly virtual events and an annual in-person summit.
About the Company
- Collective is on a mission to redefine the way businesses-of-one work.
- Our technology and team of trusted advisors help members achieve financial independence by taking care of everything from business incorporation to accounting, bookkeeping, tax services, and access to a thriving community, all in one integrated platform.
- We believe in empowering self-employed people to enjoy the same tax savings that big companies get, so they can focus on their passion, not paperwork.
- Featured in Forbes, Business Insider, Yahoo, Bloomberg, Financial Times, TechCrunch, and more.
- Backed by General Catalyst, Sound Ventures, QED Investors, Google’s Gradient Ventures, Expa, and other investors who have financed iconic companies like YouTube, Substack, Twitch, Box, Hims, Instacart, and Lyft.