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About the Role
Chime Engineering is seeking driven Backend Engineers with strong leadership skills to evolve our risk architecture, enabling deeper insights and stronger protections for our members. You will provide technical leadership, drive the modernization of Chime Platforms within Trust & Safety, and ensure a secure, seamless, and frictionless experience for our members. Key responsibilities include setting technical direction, shaping system architecture, mentoring engineers, implementing APIs, collaborating with data engineers and analysts, and ensuring platform reliability and performance.
Responsibilities
- Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
- Work with the mobile team to design and build strong, resilient APIs that propel our mobile app
- Collaborate with multi-functional teams to understand member struggles and come up with creative solutions
- Proactively find opportunities for improving the reliability and scalability of our systems
- Work across the engineering team to improve and uphold high technical standards
- Participate in on-call rotation, including responding to incidents outside of regular working hours when necessary
Requirements
- 3+ years developing software in a production environment at scale
- Experience with Ruby on Rails or comparable frameworks
- Experience working with transactional databases and caching systems
- Exposure to architectural patterns of large, high-scale web applications
- An appreciation of maintainable and well-tested code
- A desire to learn and dive into the deepest levels of how things work
- Start-up experience as an added plus
Location
- Remote
Work Type
- Hybrid
- Remote
- Full-time
Salary/Compensations
- $117,000—$184,000 USD
Benefits
- Bonus(es)
- Competitive equity
- Backup child, elder, and pet care
- Subsidized commuter benefits for eligible employees
- Comprehensive health, financial, and wellbeing benefits
- Generous vacation policy and company-wide paid days off
- 1% of your time off to support local community organizations of your choice
- Annual wellness stipend
- Up to 22 weeks of paid parental leave for birthing parents
- 12 weeks of paid parental leave for non-birthing parents
- Access to family planning reimbursement
About the Company
- At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. Our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Equal Opportunity
- Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: accommodations@chime.com.