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About the Role
Mercury is seeking a Senior Financial Data Reconciliation Analyst to operationalize, standardize, and scale reconciliation processes across its banking partners and internal systems. This role involves leading cross-functional initiatives, mentoring analysts, and collaborating with partners to ensure accurate accounting of money movements.
Responsibilities
- Own the design and implementation of end-to-end reconciliations for new and existing products and funds flows.
- Develop and maintain data transformations, enrichment logic, and matching rules for reconciliation.
- Monitor and investigate reconciliation exceptions, leading root-cause analysis and coordinating resolutions.
- Build monitoring, alerting, and reporting to surface reconciliation risks and trends.
- Define reconciliation requirements and technical specifications for new products and funds flows.
- Partner with Accounting to support month-end close and audit readiness.
- Shape and execute the reconciliation control roadmap, leading cross-functional initiatives.
- Mentor other analysts through hands-on coaching.
Requirements
- 6+ years of experience with complex transactional and financial data in fintech or financial services.
- Working knowledge of banking payment rails and card networks (e.g., ACH, wire transfers, RTP, FedNow, Visa, Mastercard).
- Advanced SQL skills and hands-on experience developing and maintaining data transformation pipelines (e.g., dbt or similar).
- Strong analytical skills with a background investigating and resolving complex financial data discrepancies.
- Familiarity with enterprise reconciliation or matching tools (e.g., Blackline) or similar platforms.
- Experience building monitoring or BI dashboards using tools such as Omni, Looker, or Tableau.
- A track record of leading cross-functional initiatives and driving alignment.
- Experience mentoring or developing other analysts.
- Experience supporting audits, regulatory reporting, or financial-control testing.
Skills
- Reconciliation
- Settlement
- Payment operations
- Accounting
- ACH
- Wire transfers
- RTP
- FedNow
- Visa
- Mastercard
- SQL
- dbt
- Data transformation
- Financial data analysis
- Blackline
- Omni
- Looker
- Tableau
Location
- US
- Canada
Work Type
- Full-time
Experience Level
- Senior
Salary/Compensations
- US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $192,300—$235,100 USD
- US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $173,100—$211,600 USD
- Canadian employees (any location): $181,700—$222,200 CAD
Benefits
- Base salary
- Equity (stock options/RSUs)
About the Company
- Mercury is building a complete finance stack for startups, aiming to create the easiest and safest banking experience.
- Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
Equal Opportunity
- Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer.
- All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic.
- We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs.
- If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.