Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Target Resume Now
Tailor your resume to this Treasury Lead, Debt Planning & Management role.
Rezi rewrites your resume against Careers at Tide's job description. Free.
Tailor your resume to this Treasury Lead, Debt Planning & Management role.
Rezi rewrites your resume against Careers at Tide's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Treasury Lead, Debt Planning & Management posting at Careers at Tide — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Treasury Lead, Debt Planning & Management posting at Careers at Tide — free, in seconds.
About the Role
The Lead, Debt Planning & Management will develop and execute Tide’s funding strategy across corporate debt and warehouse funding facilities, ensuring appropriate structure, capacity, and flexibility to support growth while optimizing costs and maintaining compliance. This role leads the planning, execution, and ongoing management of Tide’s debt portfolio in collaboration with internal teams and external funding providers.
Responsibilities
- Develop and execute corporate debt strategy to support business growth.
- Evaluate funding requirements and recommend optimal debt instruments.
- Lead sourcing, negotiation, and execution of new corporate debt facilities.
- Manage refinancing activities and maturity planning.
- Optimize funding costs while balancing liquidity, flexibility, and risk.
- Build and maintain relationships with external funding providers.
- Own the strategy and management of the warehouse funding program.
- Ensure warehouse facilities provide sufficient capacity for lending growth.
- Lead negotiations for new warehouse facilities, amendments, and renewals.
- Ensure warehouse facilities align with portfolio performance.
- Monitor warehouse facility metrics including advance rates, utilization, borrowing base availability, and concentration limits.
- Support the development of future funding structures.
- Monitor all debt facilities throughout their lifecycle.
- Manage debt drawdowns, repayments, and utilization planning.
- Maintain an accurate forward funding plan.
- Provide product management information on funding capacity, utilization, cost of funds, and upcoming maturities.
- Identify optimization opportunities across the debt portfolio.
- Partner to incorporate funding assumptions into liquidity forecasts.
- Model future debt requirements under various business growth scenarios.
- Assess the impact of strategic initiatives on future funding requirements.
- Support Board papers related to funding strategy.
- Act as the primary relationship manager for external lenders and funding partners.
- Partner with Finance, Legal, Risk, and Lending teams during transactions.
- Support lender due diligence processes.
- Present funding recommendations to senior executives.
- Ensure compliance with all debt agreements and financing documentation.
- Oversee covenant monitoring in partnership with wider Treasury and Finance teams.
- Identify emerging funding risks and develop mitigation strategies.
- Ensure appropriate governance around debt approvals and funding decisions.
Requirements
- Minimum of 9 years of experience in Treasury, within funding planning and management in a bank or fintech.
- Prior experience in financial services, preferably in technology-driven and scale-up environments.
- Strong knowledge of corporate debt markets.
- Experience structuring and managing warehouse funding facilities.
- Experience negotiating debt documentation.
- Strong financial modelling and analytical capability.
- Strong commercial judgement.
- Excellent stakeholder management and influencing skills.
- Self-starter, independent, and extreme ownership mentality.
- Experience working within a dynamic and fast-paced environment.
Skills
- Funding strategy
- Corporate debt
- Warehouse funding
- Financial modeling
- Analytical capability
- Commercial judgement
- Stakeholder management
- Negotiation
Location
- Central London
Work Type
- Flexible workplace model
- Remote work supported
- In-person interactions encouraged
Experience Level
- Minimum of 9 years of experience
Salary/Compensations
- Competitive salary
- Share options
Benefits
- Generous annual leave
- Paid parental leave (maternity, paternity, adoption)
- Sabbatical options (unpaid and paid)
- Salary sacrifice benefits (Nursery, Cycle to Work)
- Comprehensive private family health insurance
- Comprehensive accidental and life insurance protection
- Mental wellbeing support (therapy, courses, meditations, workshops)
- Pension scheme on eligible earnings
- Paid volunteering and development days
- Annual budget for learning and development
- Work from abroad for up to 90 days annually
- Home office setup contribution
- Laptop ownership
- Daily breakfast spread
- All-day coffee, tea, and juices
About the Company
- Tide helps SMEs save time and money by offering business accounts, banking services, and administrative solutions like invoicing and accounting.
- Tide is transforming the small business banking market with over 2 million members globally.
- Tide uses advanced technology with solutions designed for SMEs, focusing on quick onboarding, low fees, and innovative features.
- Tide's mission is to help SMEs save time and money so they can focus on their core business.
- Tide has offices in Central London, with member support and technology centers in Sofia, Bulgaria, technology centers in Serbia, Romania, Lithuania, and Hyderabad, and offices in Gurugram, New Delhi, Berlin, Paris, and Luxembourg.
- Tide has raised over $300 million in funding and has over 2,800 employees globally.
- Tide has received Great Place to Work certification for three consecutive years and was recognized among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026.
Equal Opportunity
- Tide believes that success is achieved by enriching culture with diversity.
- Tideans come from various backgrounds and experience levels.
- Tide considers everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity, or differently-abled status.
- Tide celebrates diversity in its workforce as a cornerstone of success.
- Tide's commitment to a broad spectrum of ideas and backgrounds enables the building of products that resonate with members' diverse needs and lives.
- Tide fosters a transparent and inclusive environment where everyone's voice is heard.
- Tide welcomes all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability.
- Tide's inclusive culture is key to its success, helping to build products that meet members' diverse needs.
- Tide is committed to ensuring a fair and transparent recruitment process.