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About the Role

At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Responsibilities

Underwrite Commercial Banking lending propositions up to £5m, exercising personal lending authority and presenting more complex cases for higher-level approval
Maintain strong lending asset quality through prudent credit assessment, portfolio management, and proactive identification of emerging risks
Ensure compliance with Metro Bank’s lending policies, standards, procedures, and credit risk governance requirements
Build strong relationships with Commercial Banking leaders and colleagues, providing challenge, influence, coaching, and support across teams
Manage workflows efficiently to deliver timely, high-quality lending decisions and support the Bank’s growth objectives
Promote the Metro Bank approach to lending, combining strong customer understanding with deep product, sector, and repayment source knowledge
Contribute to the development of Credit Policy, Standards, Procedures, and wider credit risk initiatives while supporting the development of less experienced colleagues
Take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

Requirements

Proven experience within Commercial Banking, including exercising personal lending authority and making credit decisions
Experience as a Credit Partner, Relationship Manager and/or in distressed debt management
Strong knowledge of commercial lending, banking and finance, including relevant legal and regulatory considerations
Excellent stakeholder management, collaboration and negotiation skills
Strong commercial acumen, with a broad understanding of economic trends and market dynamics
Highly effective problem-solving and decision-making capabilities
Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

Location

Holborn
Greater London

Work Type

Hybrid working

Salary/Compensations

Competitive salary
Discretionary annual bonus

Benefits

Generous holiday allowance
Attractive pension scheme
Healthcare
Life assurance
Colleague discounts

About the Company

At Metro Bank, we believe the best banking experience starts with people who genuinely care.
We’re not just delivering banking services - we’re building trust through authentic connections.
Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships.
We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Equal Opportunity

Diverse teams really are the best teams.
We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box.
We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked.
So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl?
Good luck!