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About the Role

Use your actuarial expertise and commercial judgement to influence pricing decisions, customer outcomes, and market position within Standard Life's Individual Annuity business. Gain hands-on exposure to Lifetime and Fixed-Term Annuity products, combining market insight, customer behaviour, and actuarial analysis to shape competitive strategies and growth.

Responsibilities

Analyze pricing competitiveness and market insight, identifying opportunities to balance customer value, competitiveness, and profitability.
Produce pricing MI and translate data into clear commercial insight and recommendations.
Implement pricing changes within production environments, ensuring accuracy and appropriate controls.
Support the development and review of pricing bases and assumptions.
Contribute to the ongoing development and enhancement of Lifetime and Fixed-Term Annuity products.
Undertake pricing calculations and analyze proposition, market, and business data to support decision-making.
Make recommendations to senior colleagues based on analysis and emerging market insight.
Identify and implement opportunities to improve tools, processes, and overall pricing capability.
Collaborate with colleagues across the business, developing an understanding of how pricing decisions support wider commercial ambitions.

Requirements

Part-qualified actuarial status with relevant insurance experience and a commitment to achieving full qualification.
Experience and understanding of pricing within a retail flow business; individual annuity pricing experience is particularly valuable.
Understanding of key pricing metrics and relevant regulatory frameworks, including Solvency II and IFRS.
Strong analytical and quantitative skills, coupled with a practical problem-solving mindset.
Ability to translate analysis and complex information into clear insights and recommendations.
Strong working knowledge of tools such as Excel, VBA, and Power BI.
Strong communication and collaboration skills, with the confidence to build relationships across different teams.
Proactive and curious approach, with a desire to continue building both technical and commercial knowledge.

Skills

Pricing
Commercial mindset
Actuarial analysis
Excel
VBA
Power BI
Communication
Collaboration

Location

London

Work Type

Permanent
Hybrid

Experience Level

Part-qualified actuary

Education Level

Part-qualified actuary

Salary/Compensations

c.£60,000+

Benefits

Competitive bonus
Private medical cover
38 days annual leave
Excellent pension
12x salary life assurance
Career breaks
Income protection
3x volunteering days

About the Company

Standard Life is a retirement specialist focused entirely on retirement savings and income.
We believe everyone's journey to and through retirement can be better, and for over 200 years, we've helped customers plan and prepare for their financial futures.
We offer colleagues flexibility, trust, and benefits that work for whatever life brings.
We expect curiosity, connection, accountability, and high standards.

Equal Opportunity

We are committed to ensuring that everyone feels accepted and welcome applicants from all backgrounds.
If your experience looks different from what we’ve advertised and you believe that you can bring value to the role, we’d love to hear from you.
If you require any adjustments to the recruitment process, please let us know so we can help you to be at your best.