Staff Software Engineer, Financial Platform at Gusto, Inc. | Austin, TX, US | Rezi

Staff Software Engineer, Financial Platform at Gusto, Inc.

Staff Software Engineer, Financial Platform

Gusto, Inc. · Austin, TX, US

1 months ago

Staff Software Engineer, Financial Platform

Gusto, Inc. · Austin, TX, US

a month ago
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About the Role

You will be a key engineer focused on building and owning the systems that move money and assets through Gusto Retirement. This is a hands-on role requiring ownership of backend services and APIs end-to-end, shipping production code, and working through real financial edge cases. You will partner closely with product, compliance, and operations to turn complex financial requirements into reliable software.

Responsibilities

  • Design, build, and ship services and APIs for money movement and financial integrations
  • Work on payments, settlements, reconciliation, and corrections involving real customer funds
  • Build and support critical workflows like payroll integration, KYB/KYC, 401k loans, billing and invoicing, and IRA
  • Partner with product, compliance, and operations to scope work and deliver production-ready solutions
  • Debug production issues and improve reliability, observability, and operational tooling
  • Collaborate with other engineering teams to integrate with shared systems and platforms
  • Mentor other engineers to help solve complex technical problems at scale
  • Write clear, reliable, well-tested code that ships quickly and scales well
  • Build a product that customers genuinely love

Requirements

  • 8+ years of software engineering experience building and shipping production products or platforms
  • Strong experience with services, APIs, and data-heavy workflows
  • Experience working on financial systems, payments, or other high-correctness domains (or the ability to ramp quickly)
  • Comfortable owning systems end-to-end, including production support and operational work
  • Experience working closely with PMs and cross-functional partners to deliver scoped work
  • Pragmatic, execution-focused approach to engineering
  • Clear communicator and collaborative teammate
  • Ability to mentor engineers to maximize their performance and impact
  • Experience with Ruby on Rails (or a comparable backend framework)
  • Travel to Gusto's office for onboarding is required

Skills

  • AI tools
  • AI systems
  • Ruby on Rails
  • backend framework

Location

  • Denver
  • San Francisco
  • New York City
  • Scottsdale
  • Seattle
  • Remote

Work Type

  • Hybrid
  • Full-time

Experience Level

  • 8+ years of software engineering experience

Salary/Compensations

  • $163,000–$204,000 in Denver & most remote locations
  • $197,000–$247,000 for San Francisco, Seattle & New York

Benefits

  • Competitive base pay
  • Benefits
  • Equity (RSUs)

About the Company

  • At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers.
  • With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.
  • AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves.
  • The Financial Infrastructure team owns the core money and asset flow systems for Gusto Retirement. We’re a senior team that works on payments, settlements, tax and compliance integrations, and much more.
  • Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger.
  • If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

Equal Opportunity

  • Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic.
  • Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law.
  • Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures.
  • We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.