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About the Role
We are seeking a Strategic Finance Senior Associate to join the Finance team at Chime. This role involves collaborating with the Strategic Finance team to shape business and financial strategy, completing high-impact initiatives, and building unit economic frameworks to understand the business model and drive KPI improvement. The ideal candidate is an analytical problem-solver with a strategic mindset, capable of understanding details while maintaining a view of the broader strategy. This is a high-visibility role requiring effective communication skills for daily interaction with Product, Analytics, Risk, Growth, Accounting, and Corporate Finance teams, as well as senior executives.
Responsibilities
- Support the development of unit economic frameworks to evaluate the ROI of various products, features, and business strategies and guide Chime’s decision-making
- Evaluate economic viability and drive strategy for Chime’s new and emerging products
- Build strong working relationships with cross-functional teams including Product, Risk, Analytics, and Marketing to strategically advise on financial impact and improve business performance
- Use tools such as Pigment to manage and own financial forecasts and advise executive leadership on business unit and product performance on a regular basis
- Contribute to board/investor materials, public facing materials & disclosures, and other external reporting to advise investors and other key partners on overall company financial health and product positioning & performance
- Guide and partner closely with our Analytics team to create dashboards and KPIs to track product health, as well as evaluate experimental results
- Champion the adoption of AI and automation across the forecast process, compressing close-to-forecast turnaround, standardizing recurring reporting, and reducing manual effort in Pigment and Sheets
Requirements
- Minimum 4-7 years of relevant experience in strategic finance, FP&A, investment banking, consulting, or business intelligence
- Prior experience at a high-growth technology or financial technology company is a plus
- Demonstrated experience building driver-based forecasts (e.g., volume × rate, unit economics, cohort models) with a clear point of view on how you validate drivers and diagnose forecast vs. actual variance
- Expertise in Excel / Google Sheets — you can build scalable, efficient, and auditable models with clear assumptions, and you have opinions about how a model should be structured
- Superior communication skills and the ability to collaborate with all levels of an organization
- A strong sense of ownership and comfort with ambiguity
- Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
- A team-oriented mindset and a positive attitude
Skills
- Pigment
- NetSuite
- Looker
- Snowflake
- AI
- automation
- Excel
- Google Sheets
- driver-based forecasts
- unit economics
- cohort models
- payments
- banking
- money-movement economics
- cohort analysis
Location
- Onsite
Work Type
- Full-time
- Hybrid
Experience Level
- Senior Associate
- 4-7 years
Education Level
- Bachelor’s Degree, or equivalent degree in Business, Finance, Economics, Accounting or other relevant field
Salary/Compensations
- $119,000.00 - $165,000.00
Benefits
- Bonus
- Competitive equity package
- Backup child, elder, and pet care
- Subsidized commuter benefits
- Comprehensive health, financial, and wellbeing benefits
- Generous vacation policy and company-wide paid days off
- 1% of your time off to support local community organizations
- Annual wellness stipend
- Up to 22 weeks of paid parental leave for birthing parents
- 12 weeks of paid parental leave for non-birthing parents
- Access to family planning reimbursement
About the Company
- At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Equal Opportunity
- Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: accommodations@chime.com.