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About the Role
The Synchronised Model Deposit Operations Team is responsible for the technical and operational management of real-time deposit flows for partners using Portal, Hybrid, and Automation integration models. The team ensures Raisin’s systems stay aligned with the bank's records, as the Deposit-taking Bank remains the source of truth for the deposit ledger.
Responsibilities
- Execute and supervise real-time automated payment flows.
- Perform manual interventions and corrective postings under the Four-Eyes Principle to resolve synchronization lags and ensure transaction finality.
- Conduct daily high-frequency reconciliations between internal ledgers and partner bank data.
- Investigate "out-of-sync" scenarios to ensure permanent data parity and maintain audit-proof documentation.
- Serve as the primary operational liaison for Sync Model DtBs.
- Monitor interface uptime and latency in accordance with regulation, leading root cause analyses for any technical drifts.
- Coordinate tech enhancements and system releases.
- Lead Operational Validation to ensure that technical rollouts maintain system stability and data integrity.
- Partner with Product and Tech to refine processes and deposit logic.
- Provide operational requirements for new features, driving automation and scaling the onboarding of new partners while mitigating Operational Risk (OpRisk).
Requirements
- Currently enrolled in a Bachelor’s or Master’s program in Business Administration, Data Science, Economics, Law, Marketing, or a related field.
- Prior internship or practical experience in startups, consulting, or operations is a plus.
- Early-career candidates and motivated fast-learners are also strongly encouraged to apply.
- Proficient in Microsoft Excel for data organization and analysis.
- Comfortable balancing independent problem-solving with close team collaboration.
- Advanced proficiency (C1 level or higher) in both English and German.
Skills
- Microsoft Excel
- Data Analysis
- Problem-solving
- Team Collaboration
- English (C1+)
- German (C1+)
Location
- Germany
Work Type
- Full-time
- Hybrid
Experience Level
- Early Career
- Internship
Education Level
- Bachelor's Degree
- Master's Degree
Benefits
- Employee Development Budget of €400
- One full training day per year
- Flexible working hours
- Home office
- 20 vacation days per year
- Subsidized Deutschland Ticket (€25/month)
- Subsidized Urban Sports Club membership (€20+/month)
- Snacks
- Daily fresh fruit
- Drinks provided at the office
About the Company
- Raisin is the world’s leading platform for savings and investment products, connecting consumers with banks in the EU, the UK and the US.
- Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.
- Raisin currently employs more than 800 people from over 75 countries worldwide.
- The platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns.
- We care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable.
- Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.
Equal Opportunity
- We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply.
- We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.