Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

Tailor your resume to this Senior Credit Lead - Innovation Banking - Credit Solutions (Fintech) role.

Rezi rewrites your resume against Fifth Third Bank's job description. Free.

Resume score gauge reading 58 out of 100

Don't guess if your resume is good enough.

See how it scores against the Senior Credit Lead - Innovation Banking - Credit Solutions (Fintech) posting at Fifth Third Bank — free, in seconds.

About the Role

The Senior Credit Lead is responsible for active portfolio management leadership, team development, and credit risk oversight within Credit Solutions. This role combines credit expertise with leadership to set strategic portfolio direction, manage escalations, partner with Banking and Credit Risk stakeholders, and execute portfolio strategy. The position requires a forward-looking view of risk, proactive identification of emerging credit issues and industry trends, and decisive action to protect asset quality. The Senior Credit Lead serves as a trusted advisor and fosters a strong risk culture.

Responsibilities

Maintain an enterprise level view of portfolio risk with ownership of portfolio themes and risk outcomes across a Regional or Industry portfolio, ensuring proactive, disciplined portfolio management.
Act as the primary point of escalation for complex, higher risk, or sensitive credit situations and lead resolution and risk decisioning in partnership with senior stakeholders.
Partner with Banking leadership to understand business strategy, growth objectives, and pipeline dynamics.
Review deal structures, assess borrower viability, and advise on term sheets.
Maintain a forward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks.
Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues.
Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.
Lead portfolio reviews, risk discussions, and escalations with Credit Risk, Credit Risk Review, and Senior Management.
Oversee portfolio reporting and ensure delivery of clear, actionable insights and recommendations to senior stakeholders.
Engage with clients and prospects as needed, particularly in complex or escalated credit situations.
Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.
Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.
Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.
Provide employees with timely, candid, and constructive performance feedback.
Develop employees to their fullest potential and provide challenging opportunities that enhance employee career growth.
Develop the appropriate talent pool to ensure adequate bench strength and succession planning.
Recognize and reward employees for accomplishments.

Requirements

Bachelor’s degree in Business, Finance, Accounting, or related field required; advanced degree preferred.
Minimum of 10 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
Advanced expertise in commercial credit underwriting, structuring, portfolio management, and legal documentation.
Demonstrated experience leading and developing high performing credit teams.
Proven ability to maintain a forward-looking view of portfolio risk and proactively identify emerging credit issues.
Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.
Strong communication and influence skills across senior internal stakeholders.
Excellent analytical, organizational, and decision making capabilities, including comfort operating in complex or ambiguous environments.
Proficiency with internal banking systems and Microsoft Office tools.

Skills

Credit expertise
Leadership capabilities
Portfolio management
Team development
Credit risk oversight
Strategic direction
Escalation management
Stakeholder partnership
Risk assessment
Industry trend analysis
Credit judgment
Underwriting
Structuring
Legal documentation
Communication
Influence
Analytical
Organizational
Decision making
Microsoft Office tools

Location

New York, New York

Work Type

Full-time

Experience Level

Senior
10 years of experience

Education Level

Bachelor’s degree in Business, Finance, Accounting, or related field
Advanced degree preferred

Salary/Compensations

121,900.00 - 262,100.00 USD Annual

Benefits

Comprehensive benefits
Differentiated compensation offerings
Eligible to participate in an incentive compensation plan
Programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

About the Company

Make banking a Fifth Third better®
We connect great people to great opportunities.
Discover a career in banking at Fifth Third Bank.
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture.

Equal Opportunity

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.