Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Tailor your resume to this Senior Credit Analyst role.
Rezi rewrites your resume against Western Alliance Bank's job description. Free.
Tailor your resume to this Senior Credit Analyst role.
Rezi rewrites your resume against Western Alliance Bank's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Senior Credit Analyst posting at Western Alliance Bank — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Senior Credit Analyst posting at Western Alliance Bank — free, in seconds.
About the Role
As a Senior Credit Analyst, you will be responsible for managing financial background information on customers, developing credit studies, and conducting financial analyses. You will support the Credit Administration team by analyzing credit and collateral information to assess lending risk, ensuring Bank compliance, and resolving client issues.
Responsibilities
- Spread, manage, and maintain financial background information on present and prospective customers.
- Develop credit studies for Loan Officers, Chief Credit Officer, and Executive Management.
- Manage spread assignments and maintain related records and files.
- Prepare a variety of credit department reports.
- Analyze credit and collateral information to determine risk involved in lending money to customers.
- Collect, organize, and analyze company financials to ensure Bank compliance.
- Update the Bank’s systems accordingly.
- Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk.
- Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
- Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties.
- Monitor loan disbursements to ensure compliance with Bank regulations.
Requirements
- 2+ years of related experience in Accounting, Finance or Economics or similar field.
- Bachelor's degree or equivalent experience required.
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Ability to self-motivate and work productively without supervision.
- Intermediate speaking and writing communication skills.
Skills
- Financial analysis
- Credit analysis
- Financial statement analysis
- Regulatory compliance
- Banking operations
- Treasury management
- Loan administration
- Communication skills
- Analytical skills
- Organizational skills
- Leadership skills
Location
- Austin, TX
Work Type
- Full-time
Experience Level
- Senior
- Entry level to intermediate
Education Level
- Bachelor's degree or equivalent experience
Salary/Compensations
- $36.74 - $45.38 per hour
- Salary amount is determined by specific job location.
- Role may be eligible for annual bonus/incentives earned.
Benefits
- Competitive salaries
- Ownership stake in the company
- Medical insurance
- Dental insurance
- Time off
- 401k matching program
- Tuition assistance program
- Employee volunteer program
- Wellness program
- Opportunity to bolster business knowledge
- Invaluable hands-on experience
About the Company
- Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation.
- Serving clients nationwide, Western Alliance Bank includes six legacy bank brands.
- AmeriHome Mortgage is a Western Alliance Bank Company.
Equal Opportunity
- Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information.
- Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities.
- If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488.
- When contacting us, please provide your contact information and state the nature of your accessibility issue.
- We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.