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About the Role
The Underwriter III-TMT supports the Technology, Media and Telecom (TMT) team through advanced underwriting, analysis, and structuring recommendations for TMT portfolios. This role involves identifying, gathering, and reviewing financial information to determine borrower risk ratings and appropriate loan structuring, while assessing and communicating risks in TMT accounts. Additionally, it provides service and support to associates and clients, assisting in customer calls and identifying cross-sales opportunities.
Responsibilities
- Underwrites TMT accounts according to applicable regulations, procedures, and guidelines.
- Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend credit grades and appropriate loan structuring.
- Ensures all involved parties are updated on underwriting progress and outcome.
- Sources, compiles, and interprets financial data to support structuring and approval of loans.
- Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower.
- Utilizes results of analysis to underwrite TMT loans.
- Identifies risks through reviews, analysis, and research of new and existing TMT loans.
- Communicates identified risks, review schedule, and potential changes in the TMT portfolio.
- Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management.
- May assist in the identification of cross-sales opportunities and servicing information.
- Prepares credit analysis documentation.
- Partners with associates and clients to determine needs and structuring of new requests, participating in client and prospect calls as needed.
Requirements
- Completion of a formal credit training program
- Bachelor's Degree and 2 years' experience OR High School Diploma or GED/Equivalent and 6 years' experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve month analysis.
- Bachelor's Degree in Business, Finance, Economics
- Experience in Commercial Credit, Direct lending, Private Equity
- Experience in TMT/Data Center
- Experience in Equity Research
- Experience in Leverage Finance
- Experience in Investment Banking
- Experience in Financial Modeling
- Formal credit training completed
Skills
- Critical Thinking
- Communication Verbal and Written
- Analytical
- Credit Analysis
- Detail Oriented
- Financial Analysis
Work Type
- Hybrid
Education Level
- Bachelor's Degree
- High School Diploma or GED/Equivalent
Salary/Compensations
- $100,000.00 - $125,000.00
Benefits
- Competitive, thoughtfully designed and quality benefits program