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About the Role
We’re hiring a hands-on Lead Product Manager to drive Cleo’s Credit products forward. You’ll lead a cross-functional squad to uncover customer needs, shape bold new product directions, and turn early-stage ideas into compelling, testable experiences for one of Cleo’s most important product areas.
Responsibilities
- Identify high-potential product opportunities through customer insight, market understanding, and Cleo’s unique strengths.
- Lead early-stage ideation, prototyping, and lean research to validate concepts and reduce uncertainty quickly.
- Bring your squad together around a clear product vision, translating it into polished, high-quality experiences with Design and Engineering.
- Partner with cross-functional stakeholders to shape product direction and solve complex customer problems.
- Build persuasive narratives and data-informed business cases that communicate the value of new ideas and drive decisions.
Requirements
- Several years of relevant experience and passion for credit focused work at a senior level.
- Experience in consumer-facing fintech or personal finance products.
- Demonstrated ability to share mobile app product work that shows a proven record of driving high-quality execution in high-growth, fast-paced, product-led businesses.
- Strongly outcome-focused, balancing business goals and user needs through small, rapid, experiment-led product improvements.
- Thrive on getting deep into the data and the details to optimize existing features and journeys.
- Proactive problem solver who can effectively bring structure to large or ambiguous problems to generate buy-in from stakeholders.
- Strong cross-functional collaborator who can partner successfully with tech and marketing stakeholders to deliver bottom line impact on growth.
Experience Level
- Senior level
Benefits
- Meaningful equity
- Comprehensive health, dental and vision insurance
- Mental health support
- Paid one-month sabbatical after four years
- Learning and development platform
- Pension or retirement contributions
- Location-specific leave entitlements
About the Company
- Cleo is not building another finance app. It's building the world's first AI financial assistant that understands your money and makes you better at it, changing the world's relationship with money for everyone.
- The company is profitable, fast-growing, a unicorn with over $300M in ARR, and has millions of users.
- Cleo loves original thinkers who challenge the status quo, moves fast, tells the truth, and fosters an environment where good work is recognized.
- The Borrow Pillar team consists of approximately 135 members working towards managing portfolio performance, designing sustainable lending systems, models, and controls.
- This function drives the development and growth of responsible EWA & Pay Later products that can scale across markets while protecting users from high-cost debt traps.
Equal Opportunity
- Cleo's mission is to change the world's relationship with money by building a brilliant, genuinely diverse team.
- The company runs a fair and transparent recruitment process where every candidate is considered on their merits.
- Reasonable adjustments can be made at any stage of the process to support candidates.
- AI-assisted tools may be used during the recruitment process to support the team (e.g., taking notes, referring back to conversations), but they do not replace the team, and all applications are thoroughly reviewed by a Cleo employee.