Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Tailor your resume to this Executive Commercial Lines Underwriter role.
Rezi rewrites your resume against Utica National Insurance Group's job description. Free.
Tailor your resume to this Executive Commercial Lines Underwriter role.
Rezi rewrites your resume against Utica National Insurance Group's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Executive Commercial Lines Underwriter posting at Utica National Insurance Group — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Executive Commercial Lines Underwriter posting at Utica National Insurance Group — free, in seconds.
About the Role
Commercial Lines Underwriters are responsible for underwriting risk, including making decisions on complex risks to apply insurance rules and regulations in accordance with guidelines. This role involves managing a high-volume agency assignment with increased authority limits, preparing material for agency reviews, and collaborating on agency production and loss ratio improvement plans. You will evaluate risks and determine appropriate coverage for General Liability, Worker's Compensation, Property, and Commercial Auto insurance, ensuring customer satisfaction.
Responsibilities
- Analyzes and evaluates new submissions and renewal accounts to determine acceptability of the risk within parameters outlined within the Underwriting Authority CL Underwriter Document.
- Reviews, interprets and processes data from various sources, including application forms and loss history.
- Articulates and practices principles of risk management including knowledge of exposure/hazard identification and control.
- Demonstrates high degree of understanding and familiarity with competitor's price and product.
- Clearly communicates appetite, underwriting standards, declination reasons and coverage advantages to Agents and internal partners to ensure profitability and generate a flow of quality new business submissions and retention.
- Cultivates strong business relationships (internal and external) by proactively communicating and conveying ownership and commitment.
- Anticipates and meets the needs of customers and readily adjusts priorities to respond to pressing and changing client requirements.
- Manages a high-volume agency assignment with increased authority limits at expected quality control results.
- Analyzes the agents' book of business, through risk characteristics profile/evaluation, to determine correction action(s) or opportunities to generate profitable growth.
- Completes understanding of management information data (i.e. Power BI).
- Prepares material for agency reviews and works with the account underwriter on agency production and loss ratio improvement plans.
Requirements
- Bachelor's degree or equivalent experience preferred.
- Minimum 5 years of experience in Commercial Lines Middle Market Underwriting preferred.
- Strong knowledge and understanding of General Liability, Worker's Compensation, Property, and Commercial Auto lines of business.
- Proven track record of successful underwriting and portfolio management in the middle market segment.
- Excellent analytical and decision-making skills.
- Strong communication, negotiation, and relationship-building abilities.
- Ability to work independently and as part of a team in a fast-paced and dynamic environment.
- Proactive, resourceful, and customer-focused candidate sought for agency partner collaboration.
- Results-driven underwriting professional looking for a challenging and rewarding opportunity in the commercial insurance industry.
Skills
- Risk management
- Risk identification
- Hazard control
- Competitor analysis
- Communication
- Negotiation
- Relationship building
- Underwriting
- Portfolio management
- Analytical skills
- Decision-making
- Teamwork
- Independent work
- Customer focus
- Power BI
Location
- New Hartford, NY
- Charlotte, NC
Work Type
- Hybrid
- Full-time
- Salaried
- Exempt
Experience Level
- Executive Commercial Lines Underwriter
- Commercial Lines Underwriter
- Senior Commercial Lines Underwriter
Education Level
- Bachelor's degree or equivalent experience
Salary/Compensations
- Executive Commercial Lines Underwriter: $90,000 - $154,000
- Commercial Lines Underwriter: $57,000 - $90,000
- Senior Commercial Lines Underwriter: $73,500 - $111,000
Benefits
- Medical and Prescription Drug Benefit
- Dental Benefit
- Vision Benefit
- Life Insurance and Disability Benefits
- 401(k) Profit Sharing and Investment Plan
- Health Savings Account (HSA)
- Flexible Spending Accounts
- Tuition Assistance, Training, and Professional Designations
- Company-Paid Family Leave
- Adoption/Surrogacy Assistance Benefit
- Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
- Student Loan Refinancing Services
- Business Travel Accident Insurance
- Matching Gifts program
- Paid Volunteer Day
- Employee Referral Award Program
- Wellness programs
- Personal Insurance Discount
About the Company
- Utica National Insurance Group has 1,400 employees countrywide.
- The company's corporate promise is to make people feel secure, appreciated, and respected.
- Utica National Insurance Group is an 'A' rated $2.0B award-winning, nationally recognized property & casualty insurance carrier.
- The company operates along the Eastern half of the United States, based in its Home Office in Central New York, with Regional Office locations including NYC, Dallas and Charlotte.
Equal Opportunity
- Utica National is an Equal Opportunity Employer.