Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Tailor your resume to this Senior Credit Partner role.
Rezi rewrites your resume against GB Bank's job description. Free.
Tailor your resume to this Senior Credit Partner role.
Rezi rewrites your resume against GB Bank's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Senior Credit Partner posting at GB Bank — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Senior Credit Partner posting at GB Bank — free, in seconds.
About the Role
GB Bank is seeking exceptional new team members to contribute to its vision during an exciting period of growth. The bank offers a supportive and dynamic atmosphere with opportunities for accelerated career progression. The work environment is fast-paced and collaborative, valuing recognition, reward, and tangible impact. GB Bank fosters an open and inclusive culture that embraces change and encourages continuous learning.
Responsibilities
- Review and underwrite loan applications for property finance solutions, including Buy To Let, bridging finance, and commercial mortgages.
- Communicate and collaborate effectively with Relationship Managers, Customers, Solicitors, Valuers, and Brokers to gather necessary information for lending decisions.
- Review loan application suitability based on detailed risk analysis and repayment capacity assessment.
- Underwrite property-backed lending transactions, further advances, and account reviews using a delegated lending mandate, adhering to GB Bank Lending Policy, Treating Customers Fairly (TCF), and responsible lending principles.
- Structure applications to manage key risks with appropriate conditions and record a robust rationale for each lending decision.
- Prepare and present cases outside personal lending mandate to appropriate mandate holders, including Credit Decisioning Committees.
- Proactively support post-underwriting case progression, including oversight of property due-diligence and documentation.
- Support post-completion processing and case management, including further drawdowns, covenant monitoring, and account reviews.
- Review the suitability of security, property valuations, and other specialist reports, liaising with valuation and legal panel firms.
- Identify potential improvements to underwriting systems, policies, criteria, and processes.
- Ensure accurate and timely updates to MI and systems.
Requirements
- Minimum 12 months of experience operating with a lending mandate in a lending underwriting environment covering various sectors, including Real Estate.
- Proven track-record in a SME/Corporate client-focused credit environment.
- Ability to respond to client needs and tailor service delivery.
- Recent in-depth knowledge of property transactions with an understanding of whole life-cycle risk management.
- Full understanding of legal and valuation processes along with wider commercial risk issues.
- Driven by quality and pace with a strong desire to exceed expectations.
- Proactive and infectiously positive with the ability to build relationships by understanding needs and fulfilling promises.
- Driven by a desire to ensure work makes a difference and has an enduring impact.
- Laser-focused attention to detail, with the ability to be planned, prepared, and effectively handle competing priorities.
- Strong analytical skills to extract meaningful data, convey it with clarity, and identify/take action.
- Excited by the opportunity to work in a start-up bank with a strong purpose.
- Confident, pragmatic, and able to exercise good judgment.
- Strong organizational and time management skills with the ability to structure workloads efficiently, adapt to shifting priorities, and maintain productivity under pressure.
Skills
- Lending Underwriting
- Risk Analysis
- Property Finance
- Buy To Let Loans
- Bridging Finance
- Commercial Mortgages
- Client Relationship Management
- Credit Assessment
- Legal Processes
- Valuation Processes
- Commercial Risk Management
- Analytical Skills
- Organizational Skills
- Time Management
Location
- Mayfair, London
Work Type
- Hybrid (4+ days in the office)
Experience Level
- Minimum 12 months experience
Salary/Compensations
- Competitive
Benefits
- 8% company pension contribution and 3% individual contribution
- 25 days holiday plus bank holidays
- Private medical cover with BUPA (includes no excess, option to add family via salary sacrifice)
- Death in service at 4 x base salary
- Mental health support (helpline and counselling sessions)
- Enhanced maternity, paternity, and adoption leave
About the Company
- GB Bank is one of the UK’s fastest growing and award-winning banks.
- It is a team of ambitious, passionate, hardworking, and committed people who have successfully created and launched one of the UK’s newest specialist property finance banks.
- GB Bank values privacy and data protection rights, with a longstanding data protection culture and promotion of robust ethical standards in data management.
Equal Opportunity
- GB Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.