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About the Role
As an Analyst in the Credit and Transaction Management team, you will support the growth of corporate loan and trading businesses by managing a portfolio of borrowers within RBC Capital Markets. You will collaborate with various teams to deliver a full range of credit and banking services to multinational and large corporate clients.
Responsibilities
- Administer an assigned portfolio of borrowers, including multinational and large corporate lending relationships.
- Provide full transactional support to Corporate Banking (CB) throughout the underwriting process, including credit requests, KYC approval, loan proposal drafting, and cash management.
- Recommend limits and revise credit structures for existing clients.
- Review and approve specific drawdown requests.
- Develop expertise in assigned portfolio, policies, and guidelines, offering value-added advice to internal partners.
- Ensure compliance with Bank Policy.
- Participate in team deliverables for regulatory/audit requests.
- Conduct annual reviews of exposure under all single names to ensure credit, trading, and transactional limits are appropriate and risk is acceptable.
- Review executed legal credit documentation to ensure credit agreement terms are correctly reflected in the Bank’s systems and that all documentation is accounted for and reviewed timely.
- Work closely and maintain positive relationships with Corporate Banking (CB), Group Risk Management (GRM), Funding and Lending Services, and Treasury & Cash Management.
- Complete ad-hoc projects, including assisting partners with OSFI, Audit, and Fed Reviews.
- Perform other duties, including presenting to internal stakeholders on key credit and product policies.
Requirements
- Completion of a Bachelor's degree in Business, Finance, Economics, Engineering, Mathematics, or any other quantitative field.
- 1-5 years of work experience in a related field, including banking or corporate lending, finance and/or risk management, or knowledge of structuring and writing credit proposals, credit processes, and policies.
- Highly motivated self-starter with keen attention to detail and a strong interest in corporate finance and credit.
- Ability to read and understand complex legal documents (e.g., loan agreements, security documents).
- Strong credit and analytical skills, including the ability to critically assess financial statements and other client reports.
- Excellent written and verbal communication skills.
- Strong negotiation skills.
- Ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations.
- Ability to work effectively within a team environment and interact at all levels within a large organization.
- Ability to prioritize, perform well under pressure, and meet time-sensitive deadlines.
- Strong financial modeling skills.
Skills
- Adaptability
- Critical Thinking
- Customer Service
- Detail-Oriented
- Financial Engineering
- Financial Statement Analysis
- Investments Analysis
- Personal Development
- Personal Initiative
- Teamwork
Location
- ROYAL BANK PLAZA, 200 BAY ST:TORONTO
- Toronto
- Canada
Work Type
- Full time
- Salaried
Experience Level
- 1-5 years
Education Level
- Bachelor's degree
- MBA, CPA or CFA professional designation (completed or near completion) or a post-graduate degree with a focus in business, accounting, economics, mathematics or other quantitative field would be an asset but is not required.
Salary/Compensations
- $75,000.00 - $100,000.00
Benefits
- Leaders who support your development through coaching.
- Work in a dynamic, collaborative and high-performance team environment.
- Opportunities to do challenging work and foster strong working relationships with other areas of the bank.
About the Company
- At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC.
- We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world.
- Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities.
- RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Equal Opportunity
- RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.