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About the Role

Lead the strategic vision, discovery, and execution of innovative digital products that drive core business growth and deliver distinct market positioning. Bridge high-level commercial orientation with technical depth to navigate complex trade-offs, optimize resource allocation, and foster platform capabilities. Inspire cross-functional teams, partner closely with engineering, and foster junior talent.

Responsibilities

Autonomously lead the discovery, definition, and route to market of innovative digital products and feature sets that drive key business outcomes.
Develop 18 month + product visions to senior stakeholders and multidisciplinary delivery teams.
Drive market positioning to maintain product relevance and a distinct advantage.
Navigate trade-offs across the product portfolio to optimise resource allocation and market impact.
Move seamlessly between high-level strategic orientation and technical details to make sound trade-off decisions in delivery and resourcing.
Champion resilient, extensible, and reusable platform capabilities (APIs, Cloud infrastructure, and modern data architectures) that ensure scalability and a competitive advantage.
Partner closely with engineering teams to challenge and inform technological choices that enable both near-term value delivery and long-term modernization.
Unblock engineering momentum by bringing clarity to ambiguous problem spaces and refining delivery pipelines.
Embed and reinforce a human-centered approach, obsessing over consumer needs to reimagine digital interactions.
Translate deep customer research, analytics, and user testing into actionable product backlogs and design solutions.
Define robust success metrics and customer-driven acceptance criteria to measure product impact and performance post-launch.
Leverage data, business analytics, and operational rigor to ensure high-quality product performance and well-managed execution within a highly regulated consumer credit landscape.
Partner with teams across the business to track performance, manage pace, balance product trade-offs and maximise investment.
Influence and inspire senior stakeholders and delivery partners through articulate, authentic, and data-backed communication.
Actively engage with our product organisation by contributing to the broader community at Capital One, fostering and evolving our junior talent.

Requirements

Proven track record in digital product management delivering scalable consumer-facing products or platform capabilities in tech, FinTech, or regulated industries.
Ability to conceptualise complex problems, identify levers for growth, and align long-term product strategy with iterative execution.
Strong comfort with technology concepts (cloud, microservices, APIs, data pipelines) and an ability to collaborate effectively with software engineers to unleash delivery.
Demonstrated success using quantitative metrics, customer insights, and commercial thinking to guide roadmap prioritization.
Exceptional communication and partnership skills, with the ability to build trust, challenge status quo thinking, and align cross-functional teams around a shared vision.
Significant experience leading cross-functional teams in agile, test-and-learn product environments.

Skills

Digital product management
Strategic thinking
Technical acumen
Data-driven decision making
Commercial mindset
Influential communication
Agile leadership

Location

Nottingham, Nottinghamshire, United Kingdom
London, United Kingdom

Work Type

Hybrid
Permanent

Experience Level

Senior Manager
Senior

Benefits

Access to up to £5,000 in funding for external qualifications
Competitive pension
Performance-based bonus schemes
25 days of annual leave, increasing with tenure
Option to buy 5 additional days of leave
Private medical insurance
Enhanced parental leave

About the Company

Our Mission: We’re on a mission to be a force for good in lending.
Throughout our almost 30-year history, we’ve consistently been recognised as a great place to work; in 2026, Capital One was officially ranked 9th in the UK’s Best Workplaces™ list.
We invest in the growth of our people alongside our business.
We embrace a hybrid approach to work.
Our offices are designed to inspire and support you.
We pride ourselves on hiring the best people, not the same people.
Building diverse and inclusive teams is the right thing to do and the smart thing to do.
We want to work with top talent: whoever you are, whatever you look like, wherever you come from.
We know it’s about what you do, not just what you say.
That’s why we make our recruitment process fair and accessible.
We value diversity, inclusion and belonging at our core.
We empower our associates to do great work by creating an inclusive culture—one that values diverse perspectives, fosters collaboration and encourages innovative ideas—and a place where associates of all backgrounds can thrive by bringing their most authentic selves to work.
We call this our Culture of Belonging, and it rests at the heart of our business.
Our associate-led Business Resource Groups were created to help support our diverse population and include over 10 groups across our offices.
Because each Business Resource Group is as unique as the population it serves, they offer a range of activities, networking opportunities, special events and learning programmes to associates.
Capital One is committed to diversity in the workplace.

Equal Opportunity

We pride ourselves on hiring the best people, not the same people.
Building diverse and inclusive teams is the right thing to do and the smart thing to do.
We want to work with top talent: whoever you are, whatever you look like, wherever you come from.
We know it’s about what you do, not just what you say.
That’s why we make our recruitment process fair and accessible.
We value diversity, inclusion and belonging at our core.
We empower our associates to do great work by creating an inclusive culture—one that values diverse perspectives, fosters collaboration and encourages innovative ideas—and a place where associates of all backgrounds can thrive by bringing their most authentic selves to work.
We call this our Culture of Belonging, and it rests at the heart of our business.
Our associate-led Business Resource Groups were created to help support our diverse population and include over 10 groups across our offices.
Because each Business Resource Group is as unique as the population it serves, they offer a range of activities, networking opportunities, special events and learning programmes to associates.
Capital One is committed to diversity in the workplace.
If you require a reasonable adjustment, please contact ukrecruitment@capitalone.com All information will be kept confidential and will only be used for the purpose of applying a reasonable adjustment.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).