Bilingual Japanese Credit Analyst
BizTek People, Inc. | APA International Placement Consultants · NY, US
20 hours agoImpress employers and recruiters.
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About the Role
This position is part of the Corporate Finance Group and focuses on credit analysis and credit approval for lending to primarily Japanese corporate clients.
Responsibilities
- Analyze companies’ financial statements, including Balance Sheet, Income Statement, and Cash Flow.
- Evaluate credit risk, business risks, and industry conditions.
- Assign and maintain internal credit ratings.
- Prepare credit application and approval memos and coordinate the internal approval process.
- Monitor existing borrowers and conduct periodic credit reviews.
- Work closely with Relationship Managers, Risk Management, and Head Office.
- Communicate credit analysis and transaction details to Head Office and internal risk teams.
- Provide credit and risk recommendations to the front-office/Relationship Management team.
- Support the bank's credit policies and risk management framework.
Requirements
- Minimum 3 years of experience at a bank or financial institution.
- Strong experience in financial statement and credit analysis.
- Strong understanding of Balance Sheet, Income Statement, and Cash Flow.
- Business-level English, both written and verbal.
- Business-level Japanese; native or near-native preferred.
- Strong analytical and critical-thinking skills.
- Excellent communication and teamwork skills.
- Corporate banking experience.
- Experience working with Japanese corporate clients.
- Knowledge of credit rating models and credit approval processes.
- Understanding of the U.S. market and regulatory environment.
- CPA, CFA, or FRM certification.
Skills
- Financial statement analysis
- Credit analysis
- Balance Sheet analysis
- Income Statement analysis
- Cash Flow analysis
- Credit risk evaluation
- Business risk evaluation
- Industry condition analysis
- Credit rating
- Credit application preparation
- Credit approval process coordination
- Borrower monitoring
- Credit review
- Communication
- Teamwork
- Analytical skills
- Critical-thinking skills
- Corporate banking
- Japanese corporate client relations
- Credit rating models
- Credit approval processes
- U.S. market understanding
- U.S. regulatory environment understanding
Experience Level
- Minimum 3 years of experience
Education Level
- CPA
- CFA
- FRM certification
Benefits
- Excellent Benefits Package