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About the Role
As Assistant Vice President, Product Innovation, you will play a key role in transforming emerging risks, new industries, and market opportunities into scalable insurance products. This is a hands-on, technically focused role for someone who deeply understands insurance products and wordings, while also enjoying forward-thinking, opportunity identification, and new product creation. You will own complex product development workstreams from initial concept through to launch, collaborating closely with Underwriting, Legal, Compliance, Distribution, and senior leadership.
Responsibilities
- Own key product innovation workstreams from concept through development, launch and ongoing lifecycle management.
- Translate strategic priorities into tangible insurance products, including policy wordings, endorsements, coverage structures and product frameworks.
- Identify and assess opportunities within emerging and rapidly evolving sectors, building clear, evidence-based recommendations for senior leadership.
- Research market developments, competitor activity and sector trends to help ensure Relm remains ahead of the curve.
- Lead the development of products designed for new and emerging industries, from initial sector research through to go-to-market.
- Work closely with Underwriting, Legal, Compliance and Distribution to ensure products are commercially relevant, technically robust and regulatory compliant.
- Review and approve product documentation, including policy wordings, product guides and positioning materials.
- Build relationships with brokers, clients, industry bodies and businesses operating within target sectors to understand where insurance solutions are needed most.
- Act as a senior subject matter expert across the business on product, wording and emerging-sector matters.
- Provide day-to-day guidance and support to junior members of the Product Innovation team.
- Contribute to wider Product Innovation and cross-functional initiatives as Relm continues to grow globally.
Requirements
- Around 8 years’ experience within insurance product development, underwriting, wordings or a closely related specialty insurance discipline.
- Strong technical knowledge of insurance products, policy wordings, coverage structures and market dynamics.
- Experience independently managing complex product or underwriting workstreams with limited supervision.
- A strong commercial mindset and the ability to assess whether an emerging opportunity can translate into a viable insurance product.
- Experience working collaboratively across Underwriting, Legal, Compliance, Distribution and other business functions.
- Confidence engaging with brokers, clients and senior internal stakeholders.
- Experience supporting, coaching or overseeing junior colleagues.
- Curiosity for emerging industries such as digital assets, fintech, biotech, gambling and other rapidly developing sectors.
- Strong written and verbal communication skills, with the ability to turn complex concepts into clear recommendations.
Skills
- Product development
- Underwriting
- Wordings
- Specialty insurance
- Insurance products
- Policy wordings
- Coverage structures
- Market dynamics
- Commercial mindset
- Collaboration
- Stakeholder engagement
- Coaching
- Emerging industries
- Digital assets
- Fintech
- Biotech
- Gambling
- Written communication
- Verbal communication
Location
- London
- New York
- Dubai
- Miami
- Bermuda
Work Type
- Full-time
Experience Level
- Assistant Vice President
- 8 years experience
Education Level
- Professional qualifications such as ACII or CPCU are desirable but not essential.
Salary/Compensations
- USD $160,000 to USD $180,000
Benefits
- Ten (10) paid public holidays each year
- 28 days of Paid Time Off (PTO) annually
- Full medical, dental, vision, life, and disability insurance coverage
- 401K Program with a 5% company match
- Professional development opportunities, training, and mentorship programs
- Monthly wellness stipend
- Commuting and travel reimbursement
- Access to gym memberships, exercise classes, and other wellness perks
About the Company
- Relm is the only specialty insurer dedicated to supporting the world’s most innovative industries.
- Relm works lockstep with innovators to understand and underwrite businesses shaping the future.
- Relm’s team operates out of offices in London, New York, Dubai, Miami, Bermuda, executing market-leading insurance solutions for companies operating in digital assets and web3, AI, the space economy, financial technology, biotech, and more.
- Relm differentiates by looking ahead, operating at the forefront of innovative industries by hiring curious minds with deep sector experience.
- Relm is a team of innovators redefining what’s possible in insurance.
- With Relm, you’ll launch industry-first programs within an environment designed to be antithetical to traditional insurance and the restraints that come with it.
- Our forward-thinking attracts forward thinkers.
Equal Opportunity
- Diversity and inclusion are a given in this day and age; Relm goes beyond the norm to provide genuine support for our team members.
- We believe in equipping our staff with whatever arsenal they need to do their best work.
- Our commitment to staff growth is often cited by members as one of their most highly valued benefits.