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About the Role
As the most senior individual contributor on the data science team, you will set the technical vision, drive high-impact initiatives from concept to production, and shape the multi-year data science roadmap. You will define how models are built and deployed, serve as a technical advisor to senior leadership, and deliver advanced analytical solutions with measurable impact.
Responsibilities
- Lead the design, development, and deployment of the company's most complex statistical and machine learning models, particularly in ambiguous problem spaces.
- Drive end-to-end delivery of flagship data science initiatives, from problem framing and model design through deployment, monitoring, and iteration.
- Lead the technical strategy and architecture for Forward's modeling ecosystem, including credit risk, pricing, and loss forecasting.
- Partner with senior leaders across various departments to shape the data science roadmap and identify high-value opportunities.
- Define and enforce organization-wide standards for model development, validation, code quality, and documentation.
- Mentor data scientists at all levels, raising the technical bar and fostering a culture of continuous learning.
- Communicate complex technical concepts, tradeoffs, and business implications to executives and non-technical stakeholders.
- Architect and evolve production machine learning pipelines and monitoring frameworks.
Requirements
- Deep experience in building and deploying credit risk models, especially underwriting models, in the fintech, lending, or financial services industry.
- 10+ years of hands-on model development and deployment experience using advanced statistical and machine learning techniques.
- Proven track record of leading high-impact data science initiatives from ambiguity to production, with demonstrated business results.
- Experience with real-time models, decisioning engines, and production-grade machine learning pipelines is preferred.
- Expert in Python, SQL, and Git.
- Experience designing and deploying models within a cloud platform (e.g., AWS, SageMaker), including architectural decision-making.
- Experience with workflow orchestration tools, such as Metaflow is preferred.
- Strong foundation in statistics and machine learning.
- Demonstrated ability to influence technical direction across teams and mentor senior technical talent.
- Excellent project management and communication skills, including experience presenting to executive audiences.
- Strong critical thinking and problem-solving ability.
- Nice to have experience: cloud data warehouses (e.g. Snowflake, Databricks), Arize, Metaflow, Sagemaker, decision engines (e.g. Taktile), feature stores (e.g. Tecton).
Skills
- Python
- SQL
- Git
- AWS
- SageMaker
- Metaflow
- Snowflake
- Databricks
- Arize
- Taktile
- Tecton
- Generalized linear models
- Gradient boosting
- Deep learning
- Machine learning pipelines
- Workflow orchestration
- Cloud data warehouses
- Decision engines
- Feature stores
Location
- Boston, Massachusetts
- United States
- Dominican Republic
- Canada
Work Type
- Remote
- Onsite
- Hybrid
- Flexible hours
Experience Level
- Principal
- 10+ years
Education Level
- Bachelor's degree in Financial/Applied Math, Operations Research, Economics, and/or Statistics
- Masters/PhD is a plus
Salary/Compensations
- $208,000 - $286,000 USD
- Potential to earn an additional 12% annual bonus
Benefits
- Medical
- Dental
- Vision
- Commuter benefits
- Flexible time-off policy
- Paid parental leave
- 401k match for US employees
- Wellness reimbursement
- Volunteering days
- Annual professional development budget
- Charitable donation match
About the Company
- Forward Financing is a financial technology company based in Boston, Massachusetts with an operational hub in Santiago, Dominican Republic, on a mission to unlock the capital that fuels small businesses across America.
- Forward offers revenue-based financing – delivering an upfront sum of working capital in exchange for a set amount of the business’s future revenue.
- Since 2012, Forward has expanded access to capital by providing over $3.5 billion in funding to more than 71,000 small businesses.
- The company is A+ rated by the Better Business Bureau with an Excellent / 4.7 stars rating on Trustpilot.com.
- Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®.
Equal Opportunity
- Forward Financing is proud to be an equal opportunity employer, and is committed to fostering a fair and inclusive culture built on a foundation of high performance and exceptional customer experience.
- The varied perspectives of our people fuel innovation and make us a stronger team.
- By embracing what makes each of us unique, we create a supportive environment where people feel valued, accepted, and empowered to thrive.