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About the Role

This role is responsible for underwriting and managing a diversified book of professional liability business, helping shape underwriting strategy, and supporting profitable portfolio growth. The ideal candidate brings deep professional liability underwriting expertise, strong broker relationships, sound judgment, and the ability to thrive in a dynamic, build-stage environment. This is a highly visible role with the opportunity to influence product development, underwriting guidelines, distribution strategy, and long-term program performance.

Responsibilities

Underwrite new and renewal Miscellaneous Professional Liability risks in accordance with program guidelines, authority, and profitability targets.
Evaluate submissions, including applications, financials, loss runs, contracts, and other underwriting data, to determine acceptability of risk.
Select, price, structure, quote, bind, and manage MPL accounts with a focus on disciplined underwriting and sustainable growth.
Partner with leadership to help develop and refine underwriting appetite, guidelines, coverage positions, pricing strategy, and workflow for the new program.
Build and maintain strong relationships with wholesale and retail broker partners to drive submission flow and market presence.
Negotiate terms, conditions, and pricing with brokers while balancing production goals and underwriting discipline.
Monitor portfolio performance, rate adequacy, loss trends, and industry developments to identify opportunities and emerging issues.
Collaborate with actuarial, claims, legal, operations, product, and compliance partners to support program development and execution.
Provide underwriting mentorship and technical guidance to junior team members as the program grows.
Assist with product enhancement, coverage wording review, and competitive market analysis.
Ensure adherence to internal underwriting standards, regulatory requirements, and delegated authority protocols.
Maintain accurate underwriting files, documentation, and data quality within policy administration and workflow systems.

Requirements

Bachelor’s degree or equivalent experience.
Demonstrated ability to underwrite complex professional liability risks and make independent decisions within authority.
Strong knowledge of MPL coverage forms, policy structure, rating considerations, and claims drivers.
Experience building or scaling books of business, products, or programs is strongly preferred.
Established broker relationships and proven ability to develop business in a competitive market.
Strong analytical, negotiation, and portfolio management skills.
Excellent communication and interpersonal skills, with the ability to influence internal and external stakeholders.
Comfortable working in a fast-paced, entrepreneurial environment with evolving priorities.
Proficiency with underwriting systems, Microsoft Office, and data-driven decision-making tools.
Experience underwriting a broad range of miscellaneous professional classes, such as consultants, staffing firms, marketing/media firms, and other service-oriented businesses.
Familiarity with program business, delegated authority environments, or MGA/MGU platforms.
Experience contributing to product design, filing support, or underwriting guideline development.

Skills

Professional liability underwriting expertise
Broker relationships
Sound judgment
Underwriting strategy
Profitable portfolio growth
Product development
Underwriting guidelines
Distribution strategy
Program performance
MPL underwriting
Risk evaluation
Financial analysis
Loss run analysis
Contract review
Risk selection
Pricing
Structuring
Quoting
Binding
Account management
Disciplined underwriting
Sustainable growth
Underwriting appetite development
Coverage positions
Pricing strategy
Workflow development
Broker partner relationship management
Submission flow
Market presence
Negotiation
Portfolio performance monitoring
Rate adequacy analysis
Loss trend analysis
Industry development analysis
Actuarial collaboration
Claims collaboration
Legal collaboration
Operations collaboration
Product collaboration
Compliance collaboration
Underwriting mentorship
Technical guidance
Product enhancement
Coverage wording review
Competitive market analysis
Adherence to underwriting standards
Regulatory compliance
Delegated authority protocols
Underwriting file maintenance
Documentation
Data quality management
Policy administration systems
Workflow systems
Complex professional liability risk underwriting
Independent decision-making
MPL coverage forms knowledge
Policy structure knowledge
Rating considerations knowledge
Claims drivers knowledge
Book of business building
Program scaling
Business development
Analytical skills
Negotiation skills
Portfolio management skills
Communication skills
Interpersonal skills
Stakeholder influence
Fast-paced environment adaptability
Entrepreneurial environment adaptability
Evolving priorities adaptability
Underwriting systems proficiency
Microsoft Office proficiency
Data-driven decision-making tools proficiency
Miscellaneous Professional Liability underwriting
Adjacent E&O lines underwriting
Program business familiarity
Delegated authority environments familiarity
MGA/MGU platforms familiarity
Product design contribution
Filing support
Underwriting guideline development
Technical underwriting
Commercial mindset
Relationship-driven approach
Autonomy
Accountability
Program building
Profitable growth focus
Top-line production focus

Work Type

Hybrid

Experience Level

Senior
7 to 15+ years of underwriting experience in professional liability
Meaningful experience in Miscellaneous Professional Liability or adjacent E&O lines

Education Level

Bachelor’s degree or equivalent experience

Salary/Compensations

$88,200 to $187,900
Performance-based incentives may be eligible

Benefits

Health and welfare benefits
Tuition assistance
401K savings and other retirement programs
Employee assistance programs

About the Company

Victor Insurance is seeking a Senior Underwriter to help launch and grow a new Miscellaneous Professional Liability (MPL) program.
Marsh (NYSE: MRSH) is a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective.
Victor offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Victor, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating the insurance enterprise of the future.
Victor Insurance Managers LLC (“Victor”) is one of the world’s largest managing general underwriters with locations in the US, Canada, UK, Netherlands, Germany, Italy, and Australia. It handles more than $4 billion USD in premium on behalf of numerous insurance carriers, through a large network of more than 20,000 active insurance agents and brokers.
With deep, specialized underwriting expertise, the company delivers a wide range of insurance solutions – from specialty property and casualty and professional liability insurance to group and retiree benefits. Victor is committed to building on 65-plus years of experience to develop products and services that address the complex needs of its customers.
Victor US is the flagship business of Victor, operating under the legal name, Victor Insurance Managers LLC. It is a leading managing general agent in the US with a rich history in specialty insurance and offering a unique range of products and programs distributed through independent brokers and agents.
The company is committed to making insurance easier for brokers, agents and their clients through specialized underwriting expertise, personalized customer service and a responsive, technology-oriented business approach.

Equal Opportunity

Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@marsh.com.
All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.