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About the Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality MCL is known for. You'll prepare files for underwriting, scrubbing applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.
Responsibilities
- Work through and verify loan application bank statements for accuracy, clarity and completeness
- Identify errors, missing information, and inconsistencies in application packs
- Liaise with underwriters, brokers and internal teams to clarify and correct submissions
- Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
- Support the operations and credit teams to ensure only clean files move to decisioning
Requirements
- Strong Excel skills
- Excellent attention to detail and comfortable working with data, documents, and financial records
- A steady, hungry attitude — ready to get stuck in, no ego
- Strong organisational skills and able to meet tight deadlines
- Clear, efficient communicator, internally and with external brokers
Location
- London
Work Type
- Full-time
Experience Level
- Entry level
Education Level
- Finance, accounting, or related degree
Salary/Compensations
- £30,000
Benefits
- 25 days annual leave (plus bank holidays)
- Private health insurance with AXA
- Income protection
- Life assurance
- Statutory pension
- Fully stocked snacks, drinks, and coffee machine
- Monday lunch on us!
About the Company
- Since 2018, MCL Finance has helped over 2,000 SMEs across the UK and UAE access capital for growth. The company believes finance should work better for business builders, offering fewer hurdles, faster answers, and human support. They back ambition with funding and tools, supported by a team that understands business operations. Their model prioritizes people over paperwork, working with brokers and business owners to deliver suitable funding efficiently.
- MCL Finance's mission is to reshape SME finance and level the playing field, providing ambitious businesses with fast, fair funding for future development.