Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Target Resume Now
Tailor your resume to this Principal Product Architect role.
Rezi rewrites your resume against Mastercard's job description. Free.
Tailor your resume to this Principal Product Architect role.
Rezi rewrites your resume against Mastercard's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Principal Product Architect posting at Mastercard — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Principal Product Architect posting at Mastercard — free, in seconds.
About the Role
We are seeking a Principal Product Architect to join our award-winning Account-to-Account (A2A) Risk Solutions team. This role will be central to designing and scaling Mastercard's global A2A Risk Solutions, working closely with product, engineering, data science, customers, financial institutions and technology partners to define scalable architecture patterns, shape technology strategy and support expansion into new markets.
Responsibilities
- Define and maintain solution architectures that align with business objectives, product requirements and architectural principles.
- Translate business, customer and market requirements into scalable, secure and resilient technical designs.
- Lead architecture for A2A fraud and financial crime solutions, ensuring adaptability across global and regional implementations.
- Define and govern API standards, integration approaches and service interactions.
- Design reusable architecture patterns and deployment models that accelerate market onboarding and customer integration.
- Collaborate with engineering, product, data science and delivery teams to support planning, estimation and execution.
- Partner with third-party technology providers to develop integration strategies and manage architectural dependencies.
- Drive technology evaluations, software selection and architectural decision-making.
- Identify opportunities to improve performance, scalability, resilience and operational efficiency.
- Shape the technology roadmap, including cloud strategy, data architecture, APIs, operational resilience and platform evolution.
- Act as a technical advisor to customers, financial institutions and internal stakeholders, communicating architecture, deployment options and implementation trade-offs.
- Evaluate emerging technologies and industry trends that can strengthen fraud detection, decisioning capabilities and platform scalability.
- Ensure solutions comply with Mastercard standards and relevant regulatory requirements.
Requirements
- Extensive experience designing enterprise-scale, high-volume, low-latency distributed systems.
- Strong knowledge of API design, governance and industry standards, including OpenAPI.
- Experience with cloud-native architectures, microservices, containers, orchestration platforms and event-driven systems.
- Expertise in DevOps practices, CI/CD and modern software delivery methodologies.
- Experience with streaming platforms, NoSQL technologies and large-scale data processing.
- Understanding of machine learning deployment and production environments.
- Strong communication skills, with the ability to engage technical and non-technical stakeholders.
- Proven ability to balance business requirements with technical constraints and architectural trade-offs.
- Experience making technology decisions across architecture, databases, platforms and development frameworks.
- Knowledge of public, private and hybrid cloud environments, including architecture and cost considerations.
- Understanding of resilience engineering, operational testing, monitoring and production deployment strategies such as canary releases, blue-green deployments and feature flags.
- Familiarity with security, privacy and compliance requirements, including GDPR and PCI DSS.
- Experience defining and promoting architectural principles, standards and best practices.
- Knowledge of data protection approaches including tokenization and anonymization.
- Familiarity with enterprise architecture frameworks such as TOGAF.
- Experience in payments, fraud prevention, financial crime, transaction monitoring, scam prevention, money mule detection or real-time risk decisioning solutions.
- Experience working with customers, financial institutions and technology partners on solution design and implementation.
- Practical experience with AWS or equivalent cloud technologies.
- Ability to influence technology strategy and guide long-term platform evolution.
Skills
- API design
- API governance
- OpenAPI
- Cloud-native architectures
- Microservices
- Containers
- Orchestration platforms
- Event-driven systems
- DevOps practices
- CI/CD
- Streaming platforms
- NoSQL technologies
- Large-scale data processing
- Machine learning deployment
- Resilience engineering
- Operational testing
- Monitoring
- Canary releases
- Blue-green deployments
- Feature flags
- Security
- Privacy
- GDPR
- PCI DSS
- Data protection
- Tokenization
- Anonymization
- TOGAF
- Payments
- Fraud prevention
- Financial crime
- Transaction monitoring
- Scam prevention
- Money mule detection
- Real-time risk decisioning
- AWS
Location
- London
Work Type
- Hybrid
Experience Level
- Principal
About the Company
- Mastercard powers economies and empowers people in 200+ countries and territories worldwide.
- Together with our customers, we’re helping build a sustainable economy where everyone can prosper.
- We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible.
- Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Equal Opportunity
- All activities involving access to Mastercard assets, information and networks carry inherent risk. Every person working for, or on behalf of, Mastercard is responsible for information security and must: Follow Mastercard security policies and practices. Protect the confidentiality and integrity of information. Report suspected security incidents or breaches. Complete all mandatory security training requirements.
- All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.