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About the Role
Multiplier is launching a native benefits administration platform for US Global Payroll and EOR clients, moving its US benefits offering up the value ladder. We need a licensed US Benefits Practitioner who has sat on the broker or carrier side, can own plan procurement, quoting, placement and renewals, and can serve as Multiplier's benefits authority to clients and carriers.
Responsibilities
- Act as Multiplier's licensed producer/co-broker of record for US business.
- Support entity licensing, appointments, and non-resident licensing across NAMER states.
- Design and procure medical, dental, vision, life/AD&D, STD/LTD, and voluntary plans.
- Build and defend plan architecture for EOR and Global Payroll populations.
- Own relationships and quoting cycles with national carriers and broker partners.
- Negotiate rates, commission schedules, and renewal terms.
- Manage HSA, FSA (health/dependent care), HRA, COBRA, and commuter/transit benefits, including vendor selection, plan documents, funding, and payroll mechanics.
- Own the US renewal calendar end-to-end, including census, marketing, rate negotiation, employee communications, and open enrollment.
- Partner with Product/Engineering on the benefits administration platform build, serving as the US compliance and domain SME.
- Manage US compliance, including ACA (1094/1095, ALE, affordability), ERISA, COBRA, HIPAA, Section 125, 5500 filings, and state mandates.
- Support Sales and Partnerships in client conversations, pricing (PEPM + commission), and RFP/RFI responses.
- Utilize benefits administration platform experience with tools like Employee Navigator, bswift, Noyo, Ideon, Clasp, Alight, and Sequoia.
Requirements
- Active US Life, Accident & Health insurance producer license (resident state license, in good standing, verifiable via NIPR/NAIC).
- Non-resident licenses in additional states, or willingness to obtain them within 60 days.
- 7+ years in US employee benefits in a broker, consultant, carrier, or benefits-administration capacity (not HR-generalist benefits admin only).
- Direct working experience with top-tier US brokerages (e.g., Marsh McLennan/Mercer, HUB International, Gallagher, Aon, WTW, Alliant, NFP, USI, Brown & Brown, OneDigital), including ability to name accounts, deal sizes, and relationship nature.
- Hands-on placement and management experience with top US health carriers (e.g., UnitedHealthcare, Aetna/CVS, Cigna, Elevance/Anthem BCBS, Kaiser Permanente, Humana) and ancillary carriers (e.g., Guardian, MetLife, Principal, Unum, Sun Life, Lincoln).
- Demonstrated ownership of HSA, FSA, HRA, COBRA, and commuter/transit benefits, including design, vendor management, and payroll integration (e.g., HealthEquity, WEX, Alight, Optum Financial, TASC, Edenred/Commuter Benefit Solutions).
- Full renewal cycle ownership, including marketing a census, negotiating rates, and running open enrollment for multi-state US populations.
- US compliance fluency in ACA reporting, ERISA, COBRA, HIPAA, Section 125, and state-specific mandates.
- Experience at or selling into a PEO/EOR/Global Payroll provider, and familiarity with benefits for small, distributed multi-state employer groups.
- Experience standing up a new brokerage entity or BoR model (appointments, commission agreements, E&O, carrier onboarding).
- Canada benefits exposure (Manulife/Canada Life/Sun Life) for full NAMER coverage.
- Comfort with data, including census files, reconciliation, and PEPM/commission modeling in spreadsheets.
- Relevant certifications such as CEBS, GBA, PHR/SHRM-CP, RHU.
Skills
- US Life, Accident & Health insurance producer license
- US employee benefits
- Brokerage operations
- Carrier management
- Plan design and procurement
- HSA, FSA, HRA, COBRA, commuter/transit benefits administration
- US compliance (ACA, ERISA, COBRA, HIPAA, Section 125)
- PEO/EOR/Global Payroll benefits
- Brokerage entity setup
- Canada benefits
- Data analysis and modeling
- Benefits administration platforms (Employee Navigator, bswift, Noyo, Ideon, Clasp, Alight, Sequoia)
Location
- US
Work Type
- Full-time
Experience Level
- 7+ years
Education Level
- CEBS, GBA, PHR/SHRM-CP, RHU certifications
About the Company
- Multiplier is at the forefront of the global hiring revolution, empowering companies to hire, onboard, manage, and pay talent in 150+ countries compliantly.
- Our mission is to build a world without limits where ambitious businesses can build global dream teams.
- Our unified employment platform includes world-class EOR, AOR, and global payroll products.
- We are backed by Sequoia, DST, and Tiger Global, led by industry-leading experts, and scaling fast.
- The future is borderless; let's build it together.