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About the Role
The Credit Analyst Program offers driven students hands-on exposure to credit analysis, underwriting, portfolio monitoring, transaction support, and process improvement. Analysts will gain insight into the credit lifecycle, support financial analysis, reporting, and documentation, and build an understanding of lending fundamentals, credit risk, and the role of judgment and partnership in credit decisions.
Responsibilities
- Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
- Assist with credit materials, portfolio reviews, and reporting to evaluate opportunities and monitor exposures.
- Learn how deal structures are balanced against growth, risk, and client needs.
- Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.
Requirements
- Enrollment in a 3 or 4-year undergraduate degree program with a strong focus on business-related and/or technology-related degrees preferred.
- Graduating in Summer 2027.
- Minimum 2:1 or Higher.
- Does not require sponsorship for employment visa status (now or in the future) in the country where applying.
Skills
- Financial statement and ratio analysis
- Credit and risk assessment
- Analytical judgment and structured problem solving
- Underwriting and deal-structuring fundamentals
- Regulatory and risk-awareness mindset
Experience Level
- Entry Level
Education Level
- Undergraduate Degree
Benefits
- Enterprise-wide onboarding and development programming
- In-person immersive induction experience
- Executive speaker series
- Skill development
- Networking opportunities
- Meaningful project work
- Structured mentorship and career support
- Exposure across practices, platforms, and teams
- Professional, technical, and financial services training
About the Company
- BNY’s Credit and Lending Practice plays a key role in supporting client financing needs while maintaining strong credit discipline and risk management across the firm.
- The 24-month rotational Analyst Program is designed to set you up for success from day one.
- New joiners take part in a structured induction experience to help them assimilate into BNY, learn about the organization, connect with peers and leaders, and build the core skills needed to navigate their early career with confidence.
- Analysts are immersed in BNY's collaborative and innovative culture.