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About the Role

As a Senior Software Engineer on the AI Enablement team, you will build internal platforms, primitives, and guardrails to make AI a trusted co-pilot for employees across Chime. You'll work on systems that power internal AI assistants, developer workflows, and retrieval-backed applications, making it easier for teams to build, adopt, and scale LLM-powered tools safely and effectively. This team defines Chime’s golden paths for AI, helping turn emerging AI capabilities into durable, reusable platform features. You’ll partner closely with Platform Engineering, Security, Risk, Legal, and product teams to build scalable, well-governed systems.

Responsibilities

Build and evolve internal AI platforms such as Archimedes, Bosun, and easyRAG, enabling teams to develop and scale LLM-powered applications and workflows
Design and implement reusable platform capabilities such as APIs, SDKs, templates, and shared services that make it easier to build safe, high-quality AI-powered tools
Prototype and productionize new AI capabilities, identifying high-leverage use cases and turning successful patterns into durable platform features
Define and improve Chime’s golden path patterns for LLM usage, balancing developer velocity with safety, reliability, and cost efficiency
Develop systems that let teams launch AI-powered assistants and workflows in a standardized, observable, and governed way
Establish evaluation, observability, and cost-management practices across AI systems, including quality, latency, safety, and spend
Partner with Security, Risk, and Legal to implement practical guardrails for responsible AI development and usage
Drive consistency and standardization in how AI systems are built, deployed, and operated across the company
Collaborate with engineers and partner teams across Chime to embed AI into internal tools, workflows, and employee experiences
Participate in on-call rotation, responding to incidents outside of regular working hours when necessary

Requirements

Significant experience as a software engineer building distributed systems, platform services, or internal developer tools
Hands-on experience building with LLMs or ML services and shipping production-quality features on top of them
A platform mindset: you think in reusable primitives, contracts, and paved roads rather than one-off solutions
Familiarity with AI-specific engineering concerns such as evaluation, prompt and version management, observability, cost control, safety, and data privacy
Experience partnering with cross-functional stakeholders such as Security, Risk, Product, and Operations, and influencing direction through strong technical judgment
Strong written and verbal communication skills, with the ability to explain technical tradeoffs clearly to both technical and non-technical audiences

Skills

Python
Go
TypeScript/JavaScript

Location

Remote

Work Type

Full-time
Hybrid

Experience Level

Senior

Salary/Compensations

$164,000.00 - $227,000.00

Benefits

Bonus
Competitive equity package
Backup child, elder, and pet care
Subsidized commuter benefits
Comprehensive health, financial, and wellbeing benefits
Generous vacation policy
Company-wide paid days off
1% of your time off to support local community organizations
Annual wellness stipend
Up to 22 weeks of paid parental leave for birthing parents
12 weeks of paid parental leave for non-birthing parents
Access to family planning reimbursement

About the Company

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. Our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Equal Opportunity

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: accommodations@chime.com.