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About the Role

As an Associate in this team, your primary responsibility will be the ongoing management of the Project Finance loan portfolio, with an emphasis on credit monitoring, analytics, and internal reporting. This role is a member of a team that comprises the critical portfolio management and reporting foundation of all lending origination and underwriting activity.

Responsibilities

Support the Team Lead in preparing and supporting all facets of the daily operations of the portfolio.
Conduct quarterly and annual credit reviews.
Prepare quarterly Credit Risk Management (“CRM”) portfolio reviews.
Process amendment and waiver requests, write or review credit modifications, submit to risk, address Q&A, and follow up on required legal amendments until execution.
Track compliance of financial covenants and other reporting covenants (e.g., construction/operating reports, insurance).
Assist the team in the execution of new transactions, amendments, and refinancings as needed.
Prepare and maintain financial projections for portfolio names.
Prepare and maintain reports for regulators, rating agencies, and other external parties.
Maintain various department and industry databases/trackers.
Maintain internal portfolio tracking metrics.
Respond to ad hoc internal requests on portfolio composition and exposure.
Coordinate and work with offshore portfolio support teams.
Work with Sector colleagues to prepare quarterly sector updates.
Handle internal system processing (Vantage) including GRID, FINAN, TSC, Risk Rater.
Perform diligent and proactive credit monitoring through the review of covenanted financial and project information, ensuring compliance with bank policy and procedures.
Monitor market developments and proactively manage their potential impact on the portfolio.
Support the Team Lead and coordinate between Portfolio Management/Origination to ensure timely and accurate responses to internal and external regulatory controls and audits.
Stay up-to-date on organizational operating policies and procedures (Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed.
Coordinate with the KYC/CDD team.

Requirements

Minimum of 3 years of project finance and/or energy and commodities finance experience required.
BA/BS in finance/economics/accounting/management/engineering (or similar).
CFA is a plus.
Spanish proficiency is a plus.
Strong financial and credit analysis capabilities.
Strong financial modeling capabilities.
Knowledge of the industry and experience with project finance structure.
Excellent presentation and communication skills.
Ability to thrive in a fast-paced environment with multiple competing priorities.
Committed and dedicated individual.
Understanding of risks associated with project finance.
Knowledge of Legal Documentation.
Proficient in MS Excel and Word.
Completion of a case study including a writing sample and a debt modeling test.
References required.

Skills

Project finance
Energy finance
Commodities finance
Credit monitoring
Analytics
Internal reporting
Financial modeling
Credit analysis
MS Excel
MS Word

Location

New York

Work Type

Hybrid

Experience Level

Associate

Education Level

BA/BS in finance/economics/accounting/management/engineering (or similar)

Salary/Compensations

$130K - $175K

Benefits

Discretionary bonus program
Comprehensive health benefits
Generous 401k savings plan
Competitive PTO
Adoption, surrogacy, and fertility services
Student debt assistance
Subsidies for commuting expenses
Subsidies for fitness expenses

About the Company

In Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.
ING has built a culture that’s fun, friendly and supportive, encouraging individuality and providing the freedom to take risks, think differently, and take ownership.
ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility.
ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.

Equal Opportunity

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.