Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

Tailor your resume to this Mortgage Underwriter role.

Rezi rewrites your resume against UNMB Home Loans Inc's job description. Free.

Don't guess if your resume is good enough.

See how it scores against the Mortgage Underwriter posting at UNMB Home Loans Inc — free, in seconds.

Underwrite residential mortgage loans in accordance with Secondary Market, Investor, Government (FHA/VA), and GSE underwriting guidelines.

Underwrite loan applications to granted credit underwriting authority, ensuring adherence to Company and investor credit quality standards.
Analyze mortgage loan files, including customer's application, income documentation, appraisal, and title reports, to ensure compliance with company policies and state/federal regulations.
Analyze loan attributes and documentation for soundness and accuracy.
Identify risk issues and potential misrepresentation in loan applications.
Evaluate the overall income, credit, and equity of each loan application.
Support Loan Officers and Relationship Managers with inquiries, loan files, and underwriting guidelines.
Ensure timely review and follow-up to meet and exceed customer expectations.
Stay updated on investor and regulatory policies, procedures, and changes affecting mortgage underwriting.
Communicate effectively with team members and management regarding outstanding requirements and conditions.
Review all AUS findings and ensure data integrity of income, credit debts, assets, and equity calculations, adhering to guidelines.
Ensure required documentation is obtained as outlined in AUS and supports the above bullet points.

Must have conforming conventional experience.
Strong knowledge of 203K & Homestyle Loans.
Working knowledge of Encompass.
Adherence to established policies and procedures pertinent to the position, including BSA, Privacy, CRA, and Safeguarding Customer Information.
All offers are contingent on the successful completion of a criminal background check.

Strong verbal and written communication skills.
Team player with a strong commitment to customer service.
Effective oral and written communication with customers, co-workers, and all levels of management.
Excellent interpersonal and organizational skills.
Ability to work well with co-workers and all levels of management.
Skills to identify and resolve problems in a timely manner by gathering and analyzing information.
Capable of working under pressure and meeting deadlines.
Computer literate, experienced with Microsoft Office Suite & Teams.

Mortgage Underwriter at UNMB Home Loans Inc

Mortgage Underwriter