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About the Role
The Lead Analyst supports people performance and application processing within the Credit Operations team. This role involves processing and decisioning applications, managing referrals and escalations, and providing ongoing coaching and feedback. You will influence team culture, drive performance excellence, enhance decision-making, ensure regulatory compliance, mitigate risk, and deliver exceptional service.
Responsibilities
- Senior credit underwriter focused on application processing, decisioning, coaching, and compliance support.
- Supports People Managers and technical specialists.
- Acts as an escalation point for credit decisions.
- Coaches and mentors staff.
- Supports onboarding and career development with People Managers.
- Supports QA checks and compliance adherence.
- Acts as a point of contact for the Credit Risk function.
- Supports key projects.
- Primarily focused on application processing and coaching support.
Requirements
- Established Credit/Lending/Underwriting experience in automotive or asset finance.
- Strong understanding of credit principles, risk & financial analysis, and industry regulations (responsible lending and AML).
- Strong relationship management skills, with the ability to build and maintain trusted partnerships with dealers, brokers, salary packagers, and key stakeholders.
- Strong understanding of business and entity structures, including companies, trusts, partnerships, and other complex ownership arrangements.
- Strong proven analytical abilities and problem-solving skills.
- High attention to detail with the ability to evaluate underwriting quality against established standards.
- Proficient in MS Office Suite (Excel, Word, PowerPoint).
- Demonstrated ability to lead and develop a team.
Skills
- Credit underwriting
- Application processing
- Decisioning
- Coaching
- Compliance
- Risk management
- Relationship management
- Analytical skills
- Problem-solving
- MS Office Suite (Excel, Word, PowerPoint)
Experience Level
- Senior
Education Level
- Bachelor’s degree in finance, accounting, economics, or related field, preferred but not essential.
Benefits
- Birthday leave
- Health and wellbeing leave
- Volunteering day
- $500 ergonomic equipment reimbursement
- Recruitment referral program (up to $5,000)
- Employee rate program for auto finance
- Paid parental leave
- SPARK employee benefits program (discounts, wellbeing support)
- Purchased annual leave
- Diversity flex leave
About the Company
- Angle Auto Finance is committed to attracting, retaining and strengthening the performance of a diverse, equitable and inclusive workforce.
Equal Opportunity
- Equal employment opportunities without discrimination or exclusion on the basis of cultural heritage, colour, religion, citizenship status, age, sex, sexual orientation, gender identity, or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information or any other basis protected by law.