Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Target Resume Now
Tailor your resume to this Associate Director, Payments/Scheme Economics role.
Rezi rewrites your resume against Airwallex's job description. Free.
Tailor your resume to this Associate Director, Payments/Scheme Economics role.
Rezi rewrites your resume against Airwallex's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Associate Director, Payments/Scheme Economics posting at Airwallex — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Associate Director, Payments/Scheme Economics posting at Airwallex — free, in seconds.
About the Role
Airwallex is seeking an Associate Director, Payments/Scheme Economics to manage and optimize payment costs, focusing initially on card scheme and interchange fees for Visa and Mastercard. This role requires subject matter expertise in scheme economics to translate network rules into accurate system configurations and financial decisions, ensuring cost integrity and identifying optimization opportunities as the company scales.
Responsibilities
- Own scheme economics and rule interpretation, maintaining expertise in scheme fees, interchange, and network rules.
- Interpret scheme bulletins, operating regulations, and fee schedules, translating changes into financial, product, and operational requirements.
- Ensure accurate payment cost configuration by translating scheme rules into fee tables, eligibility criteria, and transaction-level logic.
- Partner with Product and Engineering to ensure cost calculation, allocation, and customer billing accurately reflect network rules.
- Protect payment cost integrity by establishing governance, testing, and controls for scheme configurations.
- Reconcile expected costs against actual network charges, identify anomalies, and drive root-cause resolution.
- Build granular visibility into payment economics through robust models and analytics.
- Drive structural cost and margin optimization by identifying and executing opportunities through transaction qualification, BIN routing, and cost configuration.
- Partner with Product, Finance, and Commercial teams to prioritize optimization opportunities.
- Shape pricing and commercial decisions by translating payment economics into recommendations for customer pricing, product design, and strategy.
- Build scalable infrastructure and automation by strengthening cost engines, fee allocation logic, dashboards, and controls.
- Apply AI and advanced analytics to accelerate rule interpretation, anomaly detection, and optimization.
- Serve as the escalation point for scheme pricing, interchange, and rule-related questions, working with payment partners as needed.
Requirements
- 7+ years of relevant experience in payments, acquiring, issuing, card networks, payment infrastructure, or related roles, ideally within a global PSP, acquirer, scheme, issuer, or fintech.
- Deep knowledge of card payment economics, particularly Visa and Mastercard interchange, scheme fees, transaction qualification, and network rules.
- Strong ability to operationalize complex payment rules, translating fee schedules and network requirements into system logic, configurations, and controls.
- Experience with payment cost systems and controls, including interchange tables, scheme fee logic, BIN-based rules, transaction attributes, or similar payment configurations.
- Strong analytical and quantitative capabilities, including experience with transaction-level data, economic modeling, and reconciliation of expected versus actual payment costs.
- Strong commercial judgment, with the ability to connect detailed payment mechanics to pricing, product decisions, and margin optimization.
- Exceptional attention to detail and ownership.
- Strong cross-functional execution, with the ability to work effectively across Product, Engineering, Finance, Data, Operations, and external payment partners.
Skills
- Scheme economics
- Card scheme fees
- Interchange fees
- Network rules interpretation
- Financial modeling
- Data analysis
- Cost optimization
- Pricing strategy
- Product development
- Cross-functional collaboration
- AI and advanced analytics
Location
- Global
Work Type
- Full-time
Experience Level
- Associate Director
- 7+ years relevant experience
About the Company
- Airwallex is the only unified payments and financial platform for global businesses, empowering over 250,000 businesses worldwide with integrated solutions for business accounts, payments, spend management, treasury, and embedded finance.
- Founded in Melbourne, Airwallex has a team of over 2,300 employees across 27 global offices.
- The company is valued at US$11 billion and backed by investors including T. Rowe Price, Visa, Mastercard, and Sequoia.
- Airwallex is building the global payments and financial platform of the future.
- The company hires builders with founder-like energy who seek impact, accelerated learning, and ownership.
- Airwallex values strong role-related expertise, sharp thinking, and motivation by its mission and operating principles.
- Employees are encouraged to move fast with good judgment, dig deep with curiosity, and make decisions from first principles.
- The company fosters a humble and collaborative environment where ideas are turned into products, and tasks are completed end-to-end.
- Employees use AI to work smarter and solve problems faster, tackling complex, high-visibility problems with exceptional teammates.
Equal Opportunity
- Airwallex is proud to be an equal opportunity employer.
- We value diversity and consider all individuals based on merit, qualifications, competence, and talent.
- We do not discriminate based on color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status.
- We provide accommodations for individuals with disabilities or special needs upon request.